topics for research in banking sector

151+ Good Banking And Finance Research Topics For Students [2024 Updated]

Are you curious about Banking and Finance Research Topics? In this blog, we explore various banking and finance-related research topics. What drives the banking sector’s resilience in the face of challenges? How do financial markets influence our economic well-being? 

Let’s find the good topics of personal finance, corporate decision-making, risk management, and more. From the fundamental principles of accounting to the latest trends in fintech, this collection of research topics spans various fields, offering a comprehensive view of the ever-evolving finance domain.

Discover the impact of digital currencies, the role of central banks, and the effectiveness of credit scoring models. Explore the importance of real estate finance and know the behavioral aspects influencing investment decisions. We also examine the intersection of finance with emerging technologies and its role in sustainable development. 

Whether you are a student researching finance or the banking sector with good research ideas about economic difficulties. These Banking and Finance Research Topics provide a gateway to understanding the pivotal role finance plays in our global society. Let’s know all about them here. 

Table of Contents

What Is Banking And Finance Research Topics?

Banking and finance research topics refer to specific questions that researchers investigate related to financial systems and institutions. These topics help explore how banks, investments, financial markets, and economic policies work.

Some examples of banking and finance research topics include:

• How new technologies like mobile apps are changing banking
• What causes stock market prices to rise and fall
• How government regulations impact financial institutions
• Why do people make certain financial decisions?
• Ways to improve risk management for banks
• The future of cryptocurrencies as an investment
• How fintech companies are competing with traditional banks

Researching these topics aims to gain a deeper understanding of the financial world. The knowledge can then be used to inform better policies, practices, and decisions related to banking and finance.

How To Find Banking And Finance Research Topics For Students?

Here are some tips for students on finding good banking and finance research topics:

• Look at current events in the banking and finance industries for inspiration. Pay attention to what’s happening with major banks, new technologies, economic policies, financial crises, and industry trends.
• Review finance publications, academic journals, magazines, and websites to discover recent research studies related to banking and see what knowledge gaps they identify that require further investigation.
• Browse research paper databases for sample banking and finance essays to find potential topics or note areas requiring additional up-to-date research.
• Align topics with your existing interests and course curriculum. If you enjoy technology, explore fintech questions. If macroeconomics fascinates you, investigate the implications of monetary policies.
• Consider meaningful real-life research questions, like how underprivileged groups are financially underserved or how developing nations can gain affordable banking access.
• Brainstorm ideas and get input from professors who will guide you in refining topics based on viability, available data sources, analytical methods, and relevance to the current finance field.

List of Good Banking And Finance Research Topics

Here are the most interesting banking and finance research topics:

Good Banking And Finance Research Topics For Students

• Comparative analysis of traditional banking vs. online banking.
• The impact of mergers and acquisitions on bank performance.
• Assessing the role of central banks in ensuring financial stability.
• Investigating the effectiveness of bank stress tests in predicting financial crises.
• Analyzing the factors influencing customer satisfaction in banking services.
• The role of blockchain technology in enhancing banking security.
• Examining the impact of interest rate fluctuations on bank profitability.
• Evaluating the role of government intervention in preventing bank failures.
• Analyzing the challenges and opportunities of Islamic banking.
• The impact of Basel III regulations on banking risk management.

Best Banking And Finance Sector Research Topics For MBA Students

• The role of the stock market in economic development.
• Examining the factors affecting stock market volatility.
• Impact of high-frequency trading on financial markets.
• Exploring the relationship between corporate governance and stock prices.
• The role of derivatives in managing financial market risks.
• Analyzing the impact of macroeconomic indicators on stock prices.
• The role of insider trading in financial markets.
• Investigating the efficiency of emerging financial markets.
• The impact of market sentiment on stock prices.
• Analyzing the role of financial analysts in shaping market perceptions.

Personal Finance-Related Research Topics

• The impact of financial literacy on personal finance management.
• Evaluating the effectiveness of budgeting tools in personal finance.
• The role of behavioral economics in understanding individual investment decisions.
• Investigating the factors influencing retirement savings decisions.
• The impact of socio-economic factors on household debt levels.
• Assessing the effectiveness of financial planning in achieving financial goals.
• The role of technology in personal financial management.
• Analyzing the impact of tax policies on personal savings.
• The relationship between education and income levels in personal finance.
• Investigating the role of psychological biases in personal investment decisions.

Corporate Banking And Finance Research Topics

• The impact of capital structure on firm profitability.
• Evaluating the role of financial leverage in corporate decision-making.
• Analyzing the factors influencing dividend payout policies.
• The impact of corporate governance on firm performance.
• Investigating the relationship between CEO compensation and firm performance.
• The role of working capital management in corporate finance.
• Analyzing the impact of exchange rate fluctuations on multinational corporations.
• The influence of financial disclosure on investor decisions.
• Evaluating the impact of corporate social responsibility on shareholder value.
• The role of venture capital in financing innovation and startups.

Risk Management Research Topics For College Students

• The impact of credit risk on financial institutions.
• Analyzing the role of derivatives in hedging financial risks.
• Evaluating the effectiveness of value-at-risk (VaR) models in risk management.
• The impact of operational risk on financial institutions.
• Exploring the relationship between risk-taking and financial performance.
• Analyzing the role of insurance in managing financial risks.
• The impact of climate change on financial risk assessment.
• Evaluating the role of stress testing in assessing systemic risk.
• The influence of cyber threats on financial institutions’ risk management.
• The role of artificial intelligence in enhancing risk management practices.

Accounting and Auditing Research Topics

• Analyzing the impact of International Financial Reporting Standards (IFRS) on financial reporting quality.
• Evaluating the role of forensic accounting in fraud detection.
• The impact of audit quality on financial statement reliability.
• Investigating the role of auditor independence in ensuring financial transparency.
• Analyzing the effectiveness of fair value accounting in financial reporting.
• The influence of accounting conservatism on financial decision-making.
• Evaluating the impact of accounting information on investment decisions.
• The role of big data analytics in modern accounting practices.
• Analyzing the challenges and opportunities of sustainability reporting.
• The impact of earnings management on financial statement reliability.

Financial Regulation and Policy Research Topics

• The role of government intervention in preventing financial crises.
• Evaluating the impact of Dodd-Frank Wall Street Reform and Consumer Protection Act.
• Analyzing the effectiveness of Basel III in regulating global banking.
• The role of regulatory bodies in promoting financial market integrity.
• Investigating the impact of tax policies on corporate financial decisions.
• Analyzing the challenges and opportunities of cross-border financial regulation.
• The role of ethics in financial decision-making and regulation.
• Evaluating the impact of monetary policy on inflation and economic growth.
• The influence of political factors on financial regulation.
• The impact of regulatory changes on financial innovation.

Real Estate Finance Related Research Topics

• Analyzing the factors influencing real estate prices and investment.
• The impact of interest rate changes on real estate markets.
• Evaluating the role of mortgage-backed securities in real estate finance.
• The influence of housing policies on real estate market dynamics.
• The role of real estate crowdfunding in property financing.
• Analyzing the impact of urbanization on real estate development.
• The role of sustainability in real estate investment decisions.
• Evaluating the impact of economic downturns on real estate values.
• The influence of demographic trends on real estate market dynamics.
• Analyzing the challenges and opportunities of real estate finance in emerging markets.

Behavioral Finance Research Paper Topics

• Investigating the role of behavioral biases in investment decisions.
• The impact of overconfidence on financial decision-making.
• Analyzing the influence of social networks on investment behavior.
• Evaluating the role of emotions in financial decision-making.
• The impact of financial news and media on investor sentiment.
• Investigating the role of heuristics in shaping financial perceptions.
• Analyzing the impact of market bubbles on investor behavior.
• The influence of framing effects on investment choices.
• Evaluating the role of financial education in mitigating behavioral biases.
• The impact of cultural factors on individual investment decisions.

Financial Technology (Fintech) Research Topics

• Analyzing the impact of robo-advisors on traditional investment advisory services.
• The role of blockchain in reshaping payment systems.
• Evaluating the potential of cryptocurrencies as a mainstream means of exchange.
• The impact of artificial intelligence on credit scoring models.
• Analyzing the challenges and opportunities of regulating fintech startups.
• The role of big data analytics in personalized financial services.
• Evaluating the impact of open banking on financial innovation.
• The influence of cybersecurity threats on fintech adoption.
• Analyzing the role of regulatory sandboxes in fostering fintech innovation.
• The impact of fintech on financial inclusion in developing economies.

Economics and Finance Sector Related Research Topics

• Investigating the relationship between economic indicators and financial markets.
• The impact of trade policies on exchange rates and international finance.
• Analyzing the role of economic sanctions in shaping financial landscapes.
• Evaluating the impact of globalization on financial stability.
• The role of monetary policy in addressing economic inequality.
• Analyzing the impact of economic recessions on financial decision-making.
• The influence of political instability on financial markets.
• The impact of demographic trends on economic and financial dynamics.
• Evaluating the role of economic forecasting in financial decision-making.
• The relationship between economic growth and financial development.

Sustainable Banking And Finance Research Topics

• Analyzing the impact of environmental, social, and governance (ESG) factors on investment decisions.
• The role of green finance in promoting sustainable development.
• Evaluating the impact of carbon pricing on financial markets.
• The influence of sustainable investing on corporate decision-making.
• Analyzing the challenges and opportunities of integrating sustainability into financial reporting.
• The role of impact investing in addressing social and environmental issues.
• Evaluating the impact of climate change on financial risk assessment.
• The influence of corporate sustainability on shareholder value.
• The role of green bonds in financing environmentally friendly projects.
• Analyzing the effectiveness of sustainable finance policies in achieving global goals.

Recent Banking And Finance Research Topics

• Investigating the potential of decentralized finance (DeFi) in traditional banking services.
• The impact of quantum computing on financial modeling and risk management.
• Analyzing the challenges and opportunities of central bank digital currencies (CBDCs).
• The role of augmented reality (AR) and virtual reality (VR) in financial services.
• The impact of 5G technology on financial transactions and services.
• Evaluating the potential of tokenization in transforming financial markets.
• Analyzing the role of artificial intelligence in credit scoring and lending decisions.
• The influence of geopolitical factors on global financial markets.
• The impact of regulatory technology (RegTech) in compliance and risk management.
• The role of smart contracts in streamlining financial transactions.

Cross-Border Finance Research Paper Topics

• Investigating the impact of exchange rate fluctuations on cross-border investments.
• The role of currency unions in promoting cross-border trade and investments.
• Analyzing the challenges and opportunities of cross-border banking operations.
• Evaluating the impact of trade agreements on cross-border financial flows.
• The influence of political and economic integration on cross-border finance.
• Analyzing the role of international financial institutions in cross-border finance.
• The impact of capital controls on cross-border investments.
• The role of cross-border financial services in promoting global economic integration.
• Evaluating the impact of cross-border financial regulations on multinational corporations.
• The influence of cross-border financial crimes on international cooperation.

Financial Education and Literacy Research Topics

• Investigating the impact of financial education programs on students’ financial literacy.
• The role of technology in enhancing financial education and literacy.
• Evaluating the effectiveness of workplace financial wellness programs.
• Analyzing the impact of cultural factors on financial literacy levels.
• The influence of family background on financial literacy.
• The impact of early financial education on long-term financial behavior.
• Analyzing the relationship between financial literacy and retirement planning.
• The role of schools and universities in promoting financial literacy.
• The influence of gender on financial literacy and decision-making.
• Evaluating the impact of online resources on improving financial literacy.

Banking and Finance in Developing Economies

• Analyzing the challenges and opportunities of financial inclusion in developing economies.
• The role of microfinance in poverty alleviation and economic development.
• Evaluating the impact of foreign aid on financial stability in developing countries.
• The influence of corruption on financial development in developing economies.
• Analyzing the role of remittances in shaping economic landscapes in developing countries.
• The impact of informal financial services on rural communities.
• Evaluating the role of government policies in promoting financial development.
• The influence of economic and political instability on financial systems in developing countries.
• The role of international financial institutions in supporting economic growth in developing economies.
• Analyzing the impact of technology adoption on financial inclusion in developing regions.

What Are Some Good Topics In The Area Of Finance And Accounting For A Ph.D. Research?

Here are some current Banking And Finance research topics for students:

Recent Project Topics On Banking And Finance PDF

Here are the most recent project topics on banking and finance pdf:

These Are the best Banking and Finance Research Topics. These topics serve as gateways to understanding the nature of banking, finance, and other research topics. As you find a good research topic, consider your interests and the current trends shaping the financial domain. Whether it’s the impact of technology on banking, the dynamics of stock markets, or the role of sustainable finance.

Engage with your coursework, delve into academic journals, and attend seminars to find the latest understandings and potential research questions. Consulting with professors and advisors offers valuable guidance, helping refine your focus. Keep an eye on industry reports and financial news for inspiration, considering contemporary challenges and emerging trends.

Remember, your research can contribute to understanding financial systems and inform real-world practices. Choose a topic that not only captivates your interest but also addresses relevant issues, and you’ll find yourself good banking and finance research topics. Happy exploring!

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107 Banking Essay Topic Ideas & Examples

Inside This Article

Banking is a fundamental aspect of the modern economy, serving as the backbone of financial systems worldwide. As a result, there is a vast array of topics to explore within the field of banking. Whether you are a student looking for inspiration or a banking professional seeking to expand your knowledge, this article presents 107 essay topic ideas and examples to help you get started.

• The impact of digital banking on traditional banking services.
• The role of central banks in regulating the economy.
• The benefits and drawbacks of using mobile banking applications.
• The future of cryptocurrencies and their impact on traditional banking systems.
• The role of commercial banks in fostering economic growth.
• The impact of interest rates on consumer borrowing behavior.
• The ethical implications of banks investing in controversial industries.
• The challenges faced by small and medium-sized banks in an era of consolidation.
• The impact of globalization on the banking industry.
• The role of banks in promoting financial inclusion.
• The impact of technology on fraud prevention in banking.
• The effectiveness of stress tests in assessing bank resilience.
• The role of banks in financing infrastructure projects.
• The impact of banking regulations on lending practices.
• The benefits and challenges of open banking.
• The role of banks in supporting entrepreneurship and innovation.
• The impact of fintech startups on traditional banking institutions.
• The role of banks in addressing income inequality.
• The impact of banking crises on economic stability.
• The future of branch banking in a digital world.
• The role of banks in facilitating international trade.
• The impact of artificial intelligence on banking operations.
• The challenges and opportunities of sustainable banking practices.
• The role of banks in promoting financial literacy.
• The impact of bank mergers and acquisitions on customers.
• The challenges of implementing anti-money laundering regulations in the banking sector.
• The role of banks in supporting the United Nations Sustainable Development Goals.
• The impact of financial technology on banking job opportunities.
• The challenges of managing cybersecurity risks in the banking industry.
• The role of banks in financing renewable energy projects.
• The impact of demographic changes on banking services.
• The challenges of implementing digital identity verification in banking.
• The role of banks in facilitating financial intermediation.
• The impact of economic sanctions on banking operations.
• The challenges of implementing Basel III regulations in emerging markets.
• The role of banks in supporting the growth of small and medium-sized enterprises.
• The impact of consumer behavior on retail banking strategies.
• The challenges of implementing real-time payments in the banking sector.
• The role of banks in promoting financial stability.
• The impact of banking regulations on the cost of credit.
• The challenges of implementing sustainable finance practices in the banking industry.
• The role of banks in supporting affordable housing initiatives.
• The impact of banking innovations on financial inclusion in developing countries.
• The challenges of implementing instant payments in cross-border transactions.
• The role of banks in addressing climate change risks.
• The impact of online banking on branch closures.
• The challenges of implementing data protection regulations in the banking sector.
• The role of banks in financing education and healthcare.
• The impact of banking regulations on the profitability of small banks.
• The challenges of implementing real-time fraud detection in banking.
• The role of banks in promoting gender equality in access to finance.
• The impact of customer trust on banking relationships.
• The challenges of implementing blockchain technology in the banking industry.
• The role of banks in supporting disaster recovery efforts.
• The impact of banking regulations on cross-border capital flows.
• The challenges of implementing biometric authentication in banking services.
• The role of banks in supporting financial resilience.
• The impact of banking innovations on customer loyalty.
• The challenges of implementing sustainable supply chain finance in the banking sector.
• The role of banks in promoting responsible lending practices.
• The impact of banking regulations on financial innovation.
• The challenges of implementing real-time liquidity management in banking.
• The role of banks in supporting cultural and creative industries.
• The impact of banking crises on bank lending behavior.
• The challenges of implementing instant payments in the gig economy.
• The role of banks in promoting social impact investing.
• The impact of banking regulations on bank profitability.
• The challenges of implementing artificial intelligence in customer service in banking.
• The role of banks in supporting financial education in schools.
• The impact of banking innovations on financial risk management.
• The challenges of implementing sustainable procurement practices in the banking sector.
• The role of banks in promoting responsible investment.
• The impact of banking regulations on financial stability in emerging markets.
• The challenges of implementing real-time customer onboarding in banking.
• The role of banks in supporting cultural heritage preservation.
• The impact of banking crises on bank lending to small businesses.
• The challenges of implementing instant payments in government transactions.
• The role of banks in supporting impact entrepreneurship.
• The impact of banking regulations on cross-border banking activities.
• The challenges of implementing artificial intelligence in credit risk assessment in banking.
• The role of banks in promoting financial literacy among vulnerable populations.
• The impact of banking innovations on financial crime prevention.
• The challenges of implementing sustainable insurance products in the banking sector.
• The role of banks in supporting sustainable agriculture and food security.
• The impact of banking regulations on financial inclusion in rural areas.
• The challenges of implementing real-time transaction monitoring in banking.
• The role of banks in promoting responsible corporate governance.
• The impact of banking crises on bank lending to households.
• The challenges of implementing instant payments in the healthcare sector.
• The role of banks in supporting social entrepreneurship.
• The impact of banking regulations on cross-border payment systems.
• The challenges of implementing artificial intelligence in anti-money laundering in banking.
• The role of banks in promoting financial literacy among young people.
• The impact of banking innovations on sustainable finance.
• The challenges of implementing sustainable supply chain finance in global banking networks.
• The role of banks in supporting renewable energy investments.
• The impact of banking regulations on financial stability in post-conflict countries.
• The challenges of implementing real-time fraud prevention in mobile banking.
• The role of banks in promoting responsible investment in emerging markets.
• The impact of banking crises on bank lending to the real estate sector.
• The challenges of implementing instant payments in the education sector.
• The role of banks in supporting social impact bonds.
• The impact of banking regulations on cross-border remittances.
• The challenges of implementing artificial intelligence in customer relationship management in banking.
• The role of banks in promoting financial literacy among senior citizens.
• The impact of banking innovations on sustainable development finance.
• The challenges of implementing sustainable supply chain finance in the global fashion industry.

These essay topic ideas provide a comprehensive overview of the vast array of issues within the field of banking. Whether you choose to explore the impact of digital banking, the role of banks in promoting sustainability, or the challenges of implementing new technologies, there are countless avenues for research and analysis. By selecting a topic that piques your interest, you can delve deeper into the complexities of the banking industry and contribute to the ongoing development of this crucial sector.

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Research Topics & Ideas: Finance

120+ Finance Research Topic Ideas To Fast-Track Your Project

If you’re just starting out exploring potential research topics for your finance-related dissertation, thesis or research project, you’ve come to the right place. In this post, we’ll help kickstart your research topic ideation process by providing a hearty list of finance-centric research topics and ideas.

PS – This is just the start…

We know it’s exciting to run through a list of research topics, but please keep in mind that this list is just a starting point . To develop a suitable education-related research topic, you’ll need to identify a clear and convincing research gap , and a viable plan of action to fill that gap.

If this sounds foreign to you, check out our free research topic webinar that explores how to find and refine a high-quality research topic, from scratch. Alternatively, if you’d like hands-on help, consider our 1-on-1 coaching service .

Overview: Finance Research Topics

• Corporate finance topics
• Investment banking topics
• Private equity & VC
• Asset management
• Hedge funds
• Financial planning & advisory
• Quantitative finance
• Treasury management
• Financial technology (FinTech)
• Commercial banking
• International finance

Corporate Finance

These research topic ideas explore a breadth of issues ranging from the examination of capital structure to the exploration of financial strategies in mergers and acquisitions.

• Evaluating the impact of capital structure on firm performance across different industries
• Assessing the effectiveness of financial management practices in emerging markets
• A comparative analysis of the cost of capital and financial structure in multinational corporations across different regulatory environments
• Examining how integrating sustainability and CSR initiatives affect a corporation’s financial performance and brand reputation
• Analysing how rigorous financial analysis informs strategic decisions and contributes to corporate growth
• Examining the relationship between corporate governance structures and financial performance
• A comparative analysis of financing strategies among mergers and acquisitions
• Evaluating the importance of financial transparency and its impact on investor relations and trust
• Investigating the role of financial flexibility in strategic investment decisions during economic downturns
• Investigating how different dividend policies affect shareholder value and the firm’s financial performance

Investment Banking

The list below presents a series of research topics exploring the multifaceted dimensions of investment banking, with a particular focus on its evolution following the 2008 financial crisis.

• Analysing the evolution and impact of regulatory frameworks in investment banking post-2008 financial crisis
• Investigating the challenges and opportunities associated with cross-border M&As facilitated by investment banks.
• Evaluating the role of investment banks in facilitating mergers and acquisitions in emerging markets
• Analysing the transformation brought about by digital technologies in the delivery of investment banking services and its effects on efficiency and client satisfaction.
• Evaluating the role of investment banks in promoting sustainable finance and the integration of Environmental, Social, and Governance (ESG) criteria in investment decisions.
• Assessing the impact of technology on the efficiency and effectiveness of investment banking services
• Examining the effectiveness of investment banks in pricing and marketing IPOs, and the subsequent performance of these IPOs in the stock market.
• A comparative analysis of different risk management strategies employed by investment banks
• Examining the relationship between investment banking fees and corporate performance
• A comparative analysis of competitive strategies employed by leading investment banks and their impact on market share and profitability

Private Equity & Venture Capital (VC)

These research topic ideas are centred on venture capital and private equity investments, with a focus on their impact on technological startups, emerging technologies, and broader economic ecosystems.

• Investigating the determinants of successful venture capital investments in tech startups
• Analysing the trends and outcomes of venture capital funding in emerging technologies such as artificial intelligence, blockchain, or clean energy
• Assessing the performance and return on investment of different exit strategies employed by venture capital firms
• Assessing the impact of private equity investments on the financial performance of SMEs
• Analysing the role of venture capital in fostering innovation and entrepreneurship
• Evaluating the exit strategies of private equity firms: A comparative analysis
• Exploring the ethical considerations in private equity and venture capital financing
• Investigating how private equity ownership influences operational efficiency and overall business performance
• Evaluating the effectiveness of corporate governance structures in companies backed by private equity investments
• Examining how the regulatory environment in different regions affects the operations, investments and performance of private equity and venture capital firms

Asset Management

This list includes a range of research topic ideas focused on asset management, probing into the effectiveness of various strategies, the integration of technology, and the alignment with ethical principles among other key dimensions.

• Analysing the effectiveness of different asset allocation strategies in diverse economic environments
• Analysing the methodologies and effectiveness of performance attribution in asset management firms
• Assessing the impact of environmental, social, and governance (ESG) criteria on fund performance
• Examining the role of robo-advisors in modern asset management
• Evaluating how advancements in technology are reshaping portfolio management strategies within asset management firms
• Evaluating the performance persistence of mutual funds and hedge funds
• Investigating the long-term performance of portfolios managed with ethical or socially responsible investing principles
• Investigating the behavioural biases in individual and institutional investment decisions
• Examining the asset allocation strategies employed by pension funds and their impact on long-term fund performance
• Assessing the operational efficiency of asset management firms and its correlation with fund performance

Hedge Funds

Here we explore research topics related to hedge fund operations and strategies, including their implications on corporate governance, financial market stability, and regulatory compliance among other critical facets.

• Assessing the impact of hedge fund activism on corporate governance and financial performance
• Analysing the effectiveness and implications of market-neutral strategies employed by hedge funds
• Investigating how different fee structures impact the performance and investor attraction to hedge funds
• Evaluating the contribution of hedge funds to financial market liquidity and the implications for market stability
• Analysing the risk-return profile of hedge fund strategies during financial crises
• Evaluating the influence of regulatory changes on hedge fund operations and performance
• Examining the level of transparency and disclosure practices in the hedge fund industry and its impact on investor trust and regulatory compliance
• Assessing the contribution of hedge funds to systemic risk in financial markets, and the effectiveness of regulatory measures in mitigating such risks
• Examining the role of hedge funds in financial market stability
• Investigating the determinants of hedge fund success: A comparative analysis

Financial Planning and Advisory

This list explores various research topic ideas related to financial planning, focusing on the effects of financial literacy, the adoption of digital tools, taxation policies, and the role of financial advisors.

• Evaluating the impact of financial literacy on individual financial planning effectiveness
• Analysing how different taxation policies influence financial planning strategies among individuals and businesses
• Evaluating the effectiveness and user adoption of digital tools in modern financial planning practices
• Investigating the adequacy of long-term financial planning strategies in ensuring retirement security
• Assessing the role of financial education in shaping financial planning behaviour among different demographic groups
• Examining the impact of psychological biases on financial planning and decision-making, and strategies to mitigate these biases
• Assessing the behavioural factors influencing financial planning decisions
• Examining the role of financial advisors in managing retirement savings
• A comparative analysis of traditional versus robo-advisory in financial planning
• Investigating the ethics of financial advisory practices

The following list delves into research topics within the insurance sector, touching on the technological transformations, regulatory shifts, and evolving consumer behaviours among other pivotal aspects.

• Analysing the impact of technology adoption on insurance pricing and risk management
• Analysing the influence of Insurtech innovations on the competitive dynamics and consumer choices in insurance markets
• Investigating the factors affecting consumer behaviour in insurance product selection and the role of digital channels in influencing decisions
• Assessing the effect of regulatory changes on insurance product offerings
• Examining the determinants of insurance penetration in emerging markets
• Evaluating the operational efficiency of claims management processes in insurance companies and its impact on customer satisfaction
• Examining the evolution and effectiveness of risk assessment models used in insurance underwriting and their impact on pricing and coverage
• Evaluating the role of insurance in financial stability and economic development
• Investigating the impact of climate change on insurance models and products
• Exploring the challenges and opportunities in underwriting cyber insurance in the face of evolving cyber threats and regulations

Quantitative Finance

These topic ideas span the development of asset pricing models, evaluation of machine learning algorithms, and the exploration of ethical implications among other pivotal areas.

• Developing and testing new quantitative models for asset pricing
• Analysing the effectiveness and limitations of machine learning algorithms in predicting financial market movements
• Assessing the effectiveness of various risk management techniques in quantitative finance
• Evaluating the advancements in portfolio optimisation techniques and their impact on risk-adjusted returns
• Evaluating the impact of high-frequency trading on market efficiency and stability
• Investigating the influence of algorithmic trading strategies on market efficiency and liquidity
• Examining the risk parity approach in asset allocation and its effectiveness in different market conditions
• Examining the application of machine learning and artificial intelligence in quantitative financial analysis
• Investigating the ethical implications of quantitative financial innovations
• Assessing the profitability and market impact of statistical arbitrage strategies considering different market microstructures

Treasury Management

The following topic ideas explore treasury management, focusing on modernisation through technological advancements, the impact on firm liquidity, and the intertwined relationship with corporate governance among other crucial areas.

• Analysing the impact of treasury management practices on firm liquidity and profitability
• Analysing the role of automation in enhancing operational efficiency and strategic decision-making in treasury management
• Evaluating the effectiveness of various cash management strategies in multinational corporations
• Investigating the potential of blockchain technology in streamlining treasury operations and enhancing transparency
• Examining the role of treasury management in mitigating financial risks
• Evaluating the accuracy and effectiveness of various cash flow forecasting techniques employed in treasury management
• Assessing the impact of technological advancements on treasury management operations
• Examining the effectiveness of different foreign exchange risk management strategies employed by treasury managers in multinational corporations
• Assessing the impact of regulatory compliance requirements on the operational and strategic aspects of treasury management
• Investigating the relationship between treasury management and corporate governance

Financial Technology (FinTech)

The following research topic ideas explore the transformative potential of blockchain, the rise of open banking, and the burgeoning landscape of peer-to-peer lending among other focal areas.

• Evaluating the impact of blockchain technology on financial services
• Investigating the implications of open banking on consumer data privacy and financial services competition
• Assessing the role of FinTech in financial inclusion in emerging markets
• Analysing the role of peer-to-peer lending platforms in promoting financial inclusion and their impact on traditional banking systems
• Examining the cybersecurity challenges faced by FinTech firms and the regulatory measures to ensure data protection and financial stability
• Examining the regulatory challenges and opportunities in the FinTech ecosystem
• Assessing the impact of artificial intelligence on the delivery of financial services, customer experience, and operational efficiency within FinTech firms
• Analysing the adoption and impact of cryptocurrencies on traditional financial systems
• Investigating the determinants of success for FinTech startups

Commercial Banking

These topic ideas span commercial banking, encompassing digital transformation, support for small and medium-sized enterprises (SMEs), and the evolving regulatory and competitive landscape among other key themes.

• Assessing the impact of digital transformation on commercial banking services and competitiveness
• Analysing the impact of digital transformation on customer experience and operational efficiency in commercial banking
• Evaluating the role of commercial banks in supporting small and medium-sized enterprises (SMEs)
• Investigating the effectiveness of credit risk management practices and their impact on bank profitability and financial stability
• Examining the relationship between commercial banking practices and financial stability
• Evaluating the implications of open banking frameworks on the competitive landscape and service innovation in commercial banking
• Assessing how regulatory changes affect lending practices and risk appetite of commercial banks
• Examining how commercial banks are adapting their strategies in response to competition from FinTech firms and changing consumer preferences
• Analysing the impact of regulatory compliance on commercial banking operations
• Investigating the determinants of customer satisfaction and loyalty in commercial banking

International Finance

The folowing research topic ideas are centred around international finance and global economic dynamics, delving into aspects like exchange rate fluctuations, international financial regulations, and the role of international financial institutions among other pivotal areas.

• Analysing the determinants of exchange rate fluctuations and their impact on international trade
• Analysing the influence of global trade agreements on international financial flows and foreign direct investments
• Evaluating the effectiveness of international portfolio diversification strategies in mitigating risks and enhancing returns
• Evaluating the role of international financial institutions in global financial stability
• Investigating the role and implications of offshore financial centres on international financial stability and regulatory harmonisation
• Examining the impact of global financial crises on emerging market economies
• Examining the challenges and regulatory frameworks associated with cross-border banking operations
• Assessing the effectiveness of international financial regulations
• Investigating the challenges and opportunities of cross-border mergers and acquisitions

Choosing A Research Topic

These finance-related research topic ideas are starting points to guide your thinking. They are intentionally very broad and open-ended. By engaging with the currently literature in your field of interest, you’ll be able to narrow down your focus to a specific research gap .

When choosing a topic , you’ll need to take into account its originality, relevance, feasibility, and the resources you have at your disposal. Make sure to align your interest and expertise in the subject with your university program’s specific requirements. Always consult your academic advisor to ensure that your chosen topic not only meets the academic criteria but also provides a valuable contribution to the field. 

If you need a helping hand, feel free to check out our private coaching service here.

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Banking and Finance Dissertation Topics – Selected for Business Students

Published by Owen Ingram at January 2nd, 2023 , Revised On August 16, 2023

Looking for an interesting banking and finance research idea for your dissertation? Your search for the best finance and banking dissertation topics ends right here because, a t ResearchProspect, we help students choose the most authentic and relevant topic for their dissertation projects.

Bank taxes, financial management, financial trading, credit management, market analysis for private investors, economic research methods, the economics of money and banking, international trade and multinational business, the wellbeing of people and society, principles and practices of banking, management and cost accounting, governance and ethics in banking, investment banking, introductory econometrics, and capital investment management are among the many topics covered in banking and finance.

Without further ado, here is our selection of the besting banking and finance thesis topics and ideas.

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The following dissertation topics for banking will assist students in achieving the highest possible grades in their dissertation on banking finance:

List of Banking and Finance Dissertation Topics

• A Comprehensive Analysis of the Economic Crisis as It Relates to Banking and Finance
• A Critical Review of Standard Deviation in Business
• The Political and Economic Risks Involving National Bank Transactions
• A Study of Corporate Developments in European Countries Regarding Banking and Finance
• Security Measures Implemented in Financial Institutions Around the World
• Banking and Finance Approaches from Around the World
• An in-depth study of the World Trade Organization’s role in banking and finance
• A Study of the Relationship Between Corporate Strategy and Capital Structures
• Contrasting global, multinational banks with regional businesses
• Preventing Repetitive Economic Collapse in National and Global Finances
• The Motivations for Becoming International Expats All Over the World
• The Difference Between Islamic Banking and Other Religious Denominations in Banking and Financial Habits
• How Can Small-Scale Industries Survive the Global Banking Demands?
• A Study of the Economic Crisis’s Impact on Banking and Finance
• The Impact of the International Stock Exchange on Domestic Bank Transactions
• A 2025 Projected Report on World Trade and Banking Statistics
• How Can We Address the Issue of the Government’s Financial Deficit in Banking?
• A Comparison of Contemporary and Classic Business Models and Companies’ Banking and Financial Habits
• Which of the following should be the principal area of money investment that has arrived at the bank in the form of deposits?
• How to strike a balance between investing money in various plans to generate a profit and managing depositor trust
• What are banks’ responsibilities to their depositors, and how may such liabilities be managed without jeopardising depositor trust?
• How the new banking financing laws enacted by governments throughout the world are better protecting depositors’ rights?
• What is the terminology related to banking finance, which oversees the investment of deposited funds as well as the banks’ responsibilities to depositors?
• Explain the most recent developments in research related to the topic of banking finance
• How research in the banking finance industry assists governments and banking authorities in properly managing their finances?
• What is the most recent credit rating software that assists in determining the rewards and dangers of investing bank funds in the stock market? 
• How banking finance assists the world’s top banks in managing consumer expectations and profit?
• The negative impact of a manager’s poor management of a bank’s banking financing
• Is it feasible to conduct a banking firm without the assistance of banking finance management?
• What are the most significant aspects of banking financing that allow businesses to develop without constraints?

The importance of banking finance cannot be overstated. These are only a few of the most extensive subjects on which you may write a banking and finance dissertation. Remember that if you want to succeed in your studies, you must be able to offer reliable numbers and facts on the history and current state of banking and finance throughout the world. Otherwise, you will very certainly be unable to justify your study effectively. We hope you can take some inspiration and ideas from the above banking and finance dissertation topics .

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Banking and Finance Dissertation Topics (28 Examples) For Research

Mark May 26, 2020 Jun 5, 2020 Banking and Finance , Finance No Comments

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of banking and finance dissertation topics and project topics on banking and finance. You can also visit our site for corporate finance dissertation topics and other business […]

Are you searching for banking and finance dissertation topics? We understand that selecting a dissertation topic is one of the biggest challenges. So, we offer a wide range of project topics on banking and finance.

Our team of writers can provide quality work on your selected banking and finance research topics. Once you select from the research topics on banking and finance, we will provide an outline, which can provide guidance on how the study should be carried out .

If you have come to this post after searching for corporate finance or finance topics, following are the seperate posts made on these topics.

• Finance Research Topics
• Corporate Finance Research Topics

Banking and finance dissertation topics

Role of micro-loans in the modern financial industry.

Online currencies like Bitcoin brought changes in the concept of fiat currencies.

Identifying the forces causing American retail banking centres to change.

Analysing the treatment of off-balance sheet activities.

Examining the role of internet banking in society.

Evaluating how the modern economy prevents a run on the banks from happening.

To find out whether the technology can replace the role of retail banking centre.

Relationship between housing loans and the 2008 recession.

Impact of foreign direct investment on the emerging economies.

Identifying the best capital structure for a retail bank.

To study the effect of mergers and acquisition on employee’s morale and performance in the case of banks.

Evaluating the credit management and issues of bad debts in commercial banks in the UAE.

To what extent the electronic banking has affected customer satisfaction.

Portfolio management and its impact on the profitability level of banks.

Impact of interest rate on loan repayment in microfinance banks.

An appraisal of operational problems facing micro-finance banks in delta state.

Studying the impact of risk management on the profitability of banks.

Evaluation of bank lending and credit management.

Role of automated teller machine on customer satisfaction and retention.

Examining the impact of bank consolidation on operational efficiency.

Competitive strategies and changes in the banking industry.

Development of rural banking in the case of developed countries.

The effect of electronic payment systems on the behaviour and satisfaction level of customers.

How does the organisational structure affect the commercial banks and their performance?

How can banks use ratio analysis as a bank lending tool?

Evaluating the relationship between e-banking and cybercrime.

Studying the importance of credit management in the banking industry.

Problems related to loan granting and recovery.

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299+ Engaging Banking And Finance Project Topics

Hello! Have you ever wondered how money works in our world? Well, get ready to dive into the depth of interesting banking and finance project topics.

You might think banks are only about saving money or getting loans, but there’s a whole lot more to explore. In this amazing list of project ideas, we’ll uncover cool things like how banks help businesses grow, why saving money is super important, and even how they keep our money safe.

Ever heard of things like ‘investments’ or ‘global connections’? We’ll solve these mysteries together and see how they make our world a more connected and interesting place.

From learning about how banks support big projects in our cities to understanding how our money can actually make more money there’s a whole financial universe waiting for us to discover! Let’s start this journey together and unlock the secrets of banking and finance.

Contribution Of Banking And Finance In A Country’s Economy

Table of Contents

Banking and finance play an important role in how a country’s economy works. They’re like the heart and blood vessels in our bodies, helping money flow through the economy and keeping it healthy. Here are some key contributions they make in a Country’s economy:

• Savings and Loans: Banks help people save money and also lend money to others. When we save money in a bank, it’s like putting it in a safe place where it can grow. And when someone needs money for a house, a car, or to start a business, banks can lend it to them.
• Business Growth: Finance helps businesses grow. Imagine someone has a fantastic idea for a new company but doesn’t have enough money to start. Banks can provide loans to turn these ideas into real businesses, creating jobs and products we use every day.
• Investments: Finance helps people invest. When we invest, we’re using our money to buy things that can grow in value, like stocks or properties. This helps our money grow over time.
• Supporting Government: Banks help governments run countries smoothly. They manage money for things like building roads, schools, and hospitals. Without banks, it would be tough for governments to do these big projects.
• Stability and Security: Finance helps keep our money safe. Banks use security measures to protect our savings. Imagine if we had to keep all our money at home—there might be a risk of it getting lost or stolen.
• Global Connections: Banks help countries work together. They allow people and businesses from different countries to trade and do business with each other easily, which makes the world more connected.
• Interest and Savings: When we save money in a bank, they pay us interest. That means they give us a little bit more money over time. It’s like a reward for letting them keep our money safe.
• Economic Growth: All these things together—saving, lending, investing, and more—help the economy grow. When the economy grows, it means there are more opportunities for everyone to have jobs and better lives.

So, banking and finance are really important because they help us manage our money, make it grow, and make sure our economy stays strong and healthy.

299+ Banking And Finance Project Topics

Top 15 project topics on risk management in banking.

• Credit Risk Assessment Models in Banking
• Market Risk Management Strategies and Techniques
• Operational Risk Frameworks: Implementation and Analysis
• Liquidity Risk Management in Financial Institutions
• Stress Testing: Methods and Applications in Banking
• Basel III Regulations: Impact and Compliance in Risk Management
• Cybersecurity Threats and Risk Mitigation in Banking
• Fraud Detection and Prevention Mechanisms in Financial Institutions
• Risk Management in Investment Banking: Challenges and Best Practices
• Derivatives and Risk Hedging Strategies in Banking
• Systemic Risk Analysis in the Banking Sector
• Risk Governance and Frameworks in Financial Institutions
• Model Risk Management in Banking
• Non-Performing Loans: Assessment and Risk Mitigation Strategies
• Technology and Innovation in Risk Management for Banks

Top 15 Project Topics On Financial Inclusion Strategies

• Impact Assessment of Financial Inclusion Programs
• Microfinance Institutions and Economic Empowerment
• Mobile Banking for Rural Financial Inclusion
• Role of Technology in Promoting Financial Inclusion
• Community-Based Financial Services for Inclusion
• Government Policies and Financial Inclusion Initiatives
• Gender Inequality and Financial Inclusion Challenges
• Financial Literacy Campaigns for Inclusive Banking
• Challenges and Opportunities in Banking the Unbanked
• Inclusive Banking for Persons with Disabilities
• Innovations in Payment Systems for Financial Inclusion
• Social Entrepreneurship and Financial Inclusion
• Impact Investing and Financial Inclusion
• Partnerships and Collaborations in Promoting Financial Inclusion
• Regulatory Frameworks and Financial Inclusion Strategies

Top 15 Banking And Finance Project Topics On Fintech Innovations In Banking

• Blockchain Technology and its Impact on Banking
• Artificial Intelligence Applications in Financial Services
• Digital Wallets and Payment Innovations
• Peer-to-Peer Lending Platforms
• Robo-Advisors in Investment Management
• Biometric Authentication in Financial Transactions
• Cryptocurrency and its Role in Banking
• Smart Contracts and Banking Operations
• RegTech Solutions for Regulatory Compliance
• Open Banking and API Integration
• Big Data Analytics in Risk Management
• Insurtech Innovations in Insurance Services
• Machine Learning in Credit Scoring and Underwriting
• Chatbots and Customer Service in Banking
• Internet of Things (IoT) Applications in Banking Services

Top 15 Project Topics On Impact Of Cryptocurrency On Finance

• Cryptocurrency and Monetary Policy Implications
• Regulatory Challenges and Frameworks for Cryptocurrency
• Cryptocurrency Adoption in Emerging Economies
• Decentralized Finance (DeFi) and its Impact on Traditional Finance
• Cryptocurrency Market Volatility and Risk Management
• Central Bank Digital Currencies (CBDCs) and their Role in Finance
• Cryptocurrency Exchanges: Analysis and Comparison
• Smart Contracts and their Role in Financial Transactions
• Cryptocurrency and Cross-Border Transactions
• Privacy and Security in Cryptocurrency Transactions
• Tokenization of Assets and its Impact on Finance
• Cryptocurrency Mining and its Environmental Impact
• Cryptocurrency and Financial Inclusion Efforts
• Cryptocurrency and its Impact on Investment Portfolios
• Social Implications of Cryptocurrency Adoption

Top 15 Banking And Finance Project Topics On Banking Regulations And Compliance

• Basel Accords: Evolution and Impact on Banking Regulations
• Anti-Money Laundering (AML) Compliance in Banking
• Know Your Customer (KYC) Regulations in Financial Institutions
• Dodd-Frank Act: Compliance and Implications for Banks
• GDPR Compliance in Banking: Data Protection Regulations
• FATCA (Foreign Account Tax Compliance Act) and Banking
• Consumer Protection Regulations in Banking
• Impact of IFRS 9 (International Financial Reporting Standards) on Banks
• Risk-Based Approach to Regulatory Compliance in Banking
• Compliance Challenges in Cross-Border Banking Operations
• Technology and Compliance: RegTech Solutions in Banking
• Insider Trading Regulations in Financial Institutions
• Operational Risk Management and Compliance Frameworks
• Compliance Audits and Governance in Banking
• Ethical Compliance in Banking Practices

Top 15 Project Topics On Corporate Governance In Financial Institutions

• Board Diversity and its Impact on Corporate Governance
• Shareholder Activism and Corporate Governance Practices
• Corporate Governance Codes and Best Practices in Financial Institutions
• Executive Compensation and Corporate Governance
• Role of Independent Directors in Financial Institution Governance
• Risk Management Oversight by Boards in Financial Institutions
• Corporate Governance Failures and Lessons Learned
• Corporate Social Responsibility (CSR) and Governance in Finance
• Transparency and Disclosure Requirements in Governance
• Role of Ethics in Financial Institution Governance
• Stakeholder Engagement in Corporate Governance
• Governance of Financial Holding Companies
• Regulatory Compliance and Corporate Governance
• Technology and Innovation in Enhancing Governance Practices
• Governance Challenges in Global Financial Institutions

Top 15 Project Topics On Credit Risk Assessment Models

• Comparative Analysis of Credit Scoring Models
• Machine Learning Models in Credit Risk Assessment
• Behavioral Scoring Models in Credit Evaluation
• Stress Testing Credit Portfolios: Methods and Approaches
• Credit Rating Agencies and their Role in Risk Assessment
• Default Probability Models in Credit Risk Assessment
• Importance of Alternative Data in Credit Scoring
• Application of Artificial Intelligence in Credit Risk Modeling
• Credit Risk Management in Peer-to-Peer Lending Platforms
• Credit Risk Assessment for Small and Medium Enterprises (SMEs)
• Dynamic Models for Assessing Credit Risk in Banking
• Credit Scoring for Retail Loans: Trends and Innovations
• Impact of Economic Factors on Credit Risk Models
• Hybrid Models in Credit Risk Assessment
• Evaluating Credit Risk in the Mortgage Industry

Top 15 Banking And Finance Project Topics On Behavioral Finance In Investment Decisions

• Prospect Theory and Investor Decision-Making
• Herd Behavior and its Impact on Investment Decisions
• Overconfidence Bias in Investment Choices
• Loss Aversion and its Influence on Investor Behavior
• Anchoring Effect in Investment Decision-Making
• Role of Emotional Intelligence in Financial Decision-Making
• Framing Effects in Investment Choices
• Cognitive Biases and their Impact on Investment Behavior
• Impact of Social Influence on Investment Decisions
• Neurofinance: Understanding Brain Mechanisms in Decision-Making
• Behavioral Biases in Market Bubbles and Crashes
• Investor Sentiment and Market Performance
• Cultural Differences and Behavioral Finance
• Role of Financial Advisors in Mitigating Behavioral Biases
• Nudging Strategies for Improved Investment Decision-Making

Top 15 Project Topics On E-Commerce And Online Payments

• Evolution of E-commerce: Trends and Future Prospects
• Impact of Mobile Commerce on E-commerce Growth
• Cross-Border E-commerce: Opportunities and Challenges
• User Experience Design in E-commerce Websites
• Omnichannel Retailing: Integrating Online and Offline Sales
• Payment Gateway Technologies in E-commerce
• Cryptocurrency and its Role in Online Payments
• Fraud Prevention Mechanisms in E-commerce Transactions
• Personalization Strategies in E-commerce
• Logistics and Supply Chain Management in E-commerce
• Social Commerce: Utilizing Social Media for Sales
• Subscription-Based E-commerce Business Models
• Regulatory Frameworks and Compliance in E-commerce
• AI and Machine Learning Applications in E-commerce
• Sustainability and Ethical Practices in Online Retail

Top 15 Banking And Finance Project Topics On Financial Derivatives And Hedging

• Understanding Futures Contracts and their Applications
• Options Trading Strategies in Financial Markets
• Hedging Strategies using Forward Contracts
• Swaps: Types, Uses, and Risk Management
• Interest Rate Derivatives and their Impact on Financial Markets
• Currency Derivatives and Hedging Foreign Exchange Risk
• Commodity Derivatives: Trading and Risk Management
• Credit Derivatives: Types and Applications
• Hedging Techniques for Portfolio Risk Management
• Volatility Trading using Derivative Instruments
• Real Options Analysis in Investment Decision-Making
• Derivatives and Speculation: Risks and Benefits
• Arbitrage Strategies using Derivatives
• Legal and Regulatory Frameworks for Derivatives Markets
• Role of Derivatives in Risk Mitigation for Corporates

Top 15 Project Topics On Microfinance And Economic Development

• Impact of Microfinance on Poverty Alleviation
• Role of Microfinance in Women Empowerment
• Microfinance and Rural Economic Development
• Microfinance Institutions and Financial Inclusion
• Microfinance and Entrepreneurship Development
• Sustainability of Microfinance Programs
• Impact of Microcredit on Small-Scale Businesses
• Microfinance and Agricultural Development
• Microfinance and Access to Education
• Microfinance and Health Improvement
• Microfinance and Urban Economic Growth
• Microfinance and Sustainable Development Goals (SDGs)
• Microfinance and Employment Generation
• Challenges in Microfinance Governance and Regulation
• Innovations in Microfinance Models for Economic Development

Top 15 Project Topics On Merger And Acquisition Trends In Banking

• Analysis of Recent Merger and Acquisition Trends in the Banking Sector
• Impact of Mergers on Financial Performance of Acquiring Banks
• Factors Driving Mergers and Acquisitions in the Banking Industry
• Cross-Border Mergers in Banking: Challenges and Opportunities
• Regulatory Implications of Mergers and Acquisitions in Banking
• Merger and Acquisition Strategies in the Banking Sector
• Post-Merger Integration Challenges and Best Practices in Banking
• Valuation Methods in Banking Mergers and Acquisitions
• Effects of Mergers on Customer Experience and Satisfaction in Banking
• Role of Technology in Driving Mergers and Acquisitions in Banking
• Cultural Integration in Banking Mergers: Impact on Organizational Performance
• Mergers and Acquisitions in Emerging Markets’ Banking Sectors
• Impact of Mergers on Market Concentration and Competition in Banking
• Mergers and Acquisitions as a Growth Strategy for Banks
• Analysis of Failed Mergers in the Banking Industry: Lessons Learned

Top 15 Banking And Finance Project Topics On Financial Market Volatility Analysis

• Analysis of Historical Financial Market Volatility Patterns
• Impact of Macroeconomic Indicators on Financial Market Volatility
• Volatility Spillover Effects among Global Financial Markets
• Behavioral Finance Perspectives on Market Volatility
• Forecasting Financial Market Volatility using Statistical Models
• Volatility Clustering and its Implications in Financial Markets
• COVID-19 Pandemic Effects on Financial Market Volatility
• Options Pricing Models and Volatility Estimation
• Measuring and Managing Systemic Risk through Volatility Analysis
• High-Frequency Trading and Volatility in Financial Markets
• Impact of Geopolitical Events on Financial Market Volatility
• Volatility Index (VIX) Analysis and Market Sentiment
• Volatility Skewness in Financial Markets: Causes and Consequences
• Volatility in Cryptocurrency Markets: Comparative Analysis
• Impact of Central Bank Policies on Financial Market Volatility

Top 15 Project Topics On Sustainable Finance And Green Banking

• Green Banking Initiatives: A Comparative Analysis of Global Practices
• Impact Investing and Sustainable Finance: Case Studies and Analysis
• Role of Financial Institutions in Promoting Green Projects and Sustainability
• Carbon Finance and Emission Trading in Sustainable Banking
• Green Bonds: Evolution, Performance, and Future Trends
• Sustainable Development Goals (SDGs) Integration in Banking Practices
• Greenwashing in Banking: Challenges and Strategies for Transparency
• Renewable Energy Financing Models in Green Banking
• Socially Responsible Investing (SRI) and its Influence on Banking
• Climate Risk Assessment and Mitigation in Banking Portfolios
• Green Technologies Adoption by Financial Institutions: Opportunities and Challenges
• Circular Economy Financing in the Banking Sector
• Environmental, Social, and Governance (ESG) Metrics in Banking Decision-Making
• Regulatory Implications and Compliance in Sustainable Finance
• Innovation and Future Directions in Green Banking Practices

Top 15 Banking And Finance Project Topics On Banking Technology And Cybersecurity

• Blockchain Technology and its Impact on Banking Security
• Artificial Intelligence Applications in Banking Cybersecurity
• Biometric Authentication Systems in Banking: Advancements and Challenges
• Risks and Security Challenges of Open Banking APIs
• Cybersecurity Threats in Mobile Banking Applications
• Implementing Zero Trust Architecture in Banking Systems
• Machine Learning for Fraud Detection in Banking Transactions
• Role of Big Data Analytics in Enhancing Banking Cybersecurity
• Cloud Computing Security Measures in the Banking Sector
• Regulatory Compliance and Cybersecurity in Banking (e.g., GDPR, PSD2)
• Incident Response and Recovery Strategies in Banking Cybersecurity
• Role of Cryptography in Securing Financial Transactions
• Cybersecurity Awareness and Training Programs in Banking Institutions
• Internet of Things (IoT) Security in Banking Operations
• Ethical Hacking and Penetration Testing in Banking Security Assessment

Top 15 Project Topics On Capital Structure And Firm Performance

• Impact of Capital Structure on Firm Profitability
• Debt-Equity Mix and Financial Performance: Evidence from Different Industries
• Optimal Capital Structure Theories and their Practical Implications
• Capital Structure Dynamics during Economic Downturns and Recoveries
• Trade-off Theory vs. Pecking Order Theory: Empirical Analysis in Firm Performance
• Capital Structure and Stock Market Performance: A Comparative Study
• Determinants of Capital Structure: Evidence from Emerging Markets
• Long-term vs. Short-term Debt and Firm Performance Analysis
• Impact of Taxation Policies on Capital Structure and Firm Value
• Financial Flexibility and its Relationship with Capital Structure
• Capital Structure and Risk Management: Effects on Firm Performance
• Impact of Leverage on Firm Growth and Stability
• Capital Structure Adjustments and Market Reaction: Case Studies
• Corporate Governance and its Influence on Capital Structure Decision-making
• Capital Structure and Mergers/Acquisitions: Implications for Firm Performance

Top 15 Banking And Finance Project Topics On Financial Literacy Initiatives

• Effectiveness of Financial Literacy Programs in Schools
• Impact Assessment of Financial Literacy Workshops in Different Demographics
• Role of Technology in Enhancing Financial Literacy Outreach
• Financial Literacy and its Influence on Retirement Planning
• Cultural Factors Affecting Financial Literacy: Comparative Analysis
• Financial Literacy and Investment Behavior: Empirical Studies
• Evaluation of Government-led Financial Literacy Campaigns
• Behavioral Economics in Designing Effective Financial Literacy Programs
• Financial Literacy for Entrepreneurs and Small Business Owners
• Financial Literacy and its Impact on Debt Management
• Gender Disparities in Financial Literacy: Challenges and Solutions
• Role of Nonprofit Organizations in Promoting Financial Literacy
• Assessing the Long-term Impact of Childhood Financial Education Programs
• Innovative Approaches to Enhancing Financial Literacy in Underserved Communities
• Financial Literacy and Consumer Decision-making: Case Studies and Analysis

Top 15 Project Topics On Real Estate Financing And Investment

• Trends and Dynamics in Real Estate Investment Trusts (REITs)
• Impact of Interest Rates on Real Estate Financing and Investment
• Analysis of Risk and Return in Commercial Real Estate Investments
• Role of Private Equity in Real Estate Financing
• Real Estate Crowdfunding Platforms: Opportunities and Challenges
• Sustainable Real Estate Investment and Financing Practices
• Real Estate Development Financing Models: Case Studies
• Impact of Regulatory Changes on Real Estate Investment Strategies
• Behavioral Finance in Real Estate Investment Decision-making
• Real Estate Investment Strategies in Emerging Markets
• Real Estate Financing and Urban Development: Case Studies
• Leveraging Technology in Real Estate Investment Analysis
• Real Estate Syndication and Joint Ventures: Evaluation and Risks
• REITs vs. Direct Real Estate Investments: Comparative Analysis
• Real Estate Investment Due Diligence and Risk Management

Top 15 Project Topics On International Financial Reporting Standards (Ifrs)

• Adoption and Implementation Challenges of IFRS in Different Countries
• Impact of IFRS on Financial Reporting Quality and Transparency
• IFRS Convergence and its Effect on Global Financial Reporting Standards
• Comparative Analysis of IFRS and Local GAAP: Implications for Businesses
• Role of IFRS in Harmonizing Global Financial Reporting Practices
• IFRS and Financial Statement Analysis: Case Studies and Applications
• The Evolution of IFRS: Changes, Updates, and Future Developments
• IFRS and Corporate Governance: Influence on Reporting and Disclosures
• IFRS Interpretation and Implementation Challenges in Complex Industries (e.g., Extractive, Insurance)
• IFRS 9 (Financial Instruments) Implementation and Its Impact on Financial Institutions
• IFRS 16 (Leases) and its Effect on Lease Accounting Practices
• IFRS and Small and Medium-sized Enterprises (SMEs): Challenges and Adaptations
• Investor Perceptions and Reactions to IFRS Adoption: Empirical Studies
• The Role of International Accounting Standards Board (IASB) in IFRS Development
• Implications of IFRS on Taxation and Regulatory Compliance in Different Jurisdictions

Top 15 Banking And Finance Project Topics On Role Of Central Banks In Economic Stability

• Monetary Policy Tools and Their Impact on Economic Stability
• Role of Central Banks in Financial Crises: Lessons from Global Instances
• Inflation Targeting and its Effectiveness in Achieving Economic Stability
• Quantitative Easing Policies and their Impact on Economic Stability
• Exchange Rate Policies and Economic Stability: Comparative Analysis
• Central Bank Independence and its Role in Ensuring Economic Stability
• Financial Stability Oversight by Central Banks: Frameworks and Strategies
• Central Bank Communication Strategies and their Impact on Markets and Stability
• The Role of Central Banks in Mitigating Systemic Risks in Financial Systems
• Macroprudential Policies and Central Banks: Their Role in Ensuring Stability
• Central Banks and Crisis Management: Case Studies and Analysis
• Digital Currencies and Central Banks: Implications for Economic Stability
• Role of Central Banks in Addressing Income Inequality and Economic Stability
• Central Bank Reserves Management and its Impact on Economic Stability
• Central Bank Lender-of-Last-Resort Function and its Impact on Financial Stability

It’s impressive to see the vast collection of banking and finance project topics. From understanding risk management in banking to exploring sustainable finance and even checking the role of central banks in economic stability, these project ideas offer a glimpse into the complex world of money and its management.

In learning about these topics, we’ve discovered how crucial banking and finance are for a country’s economy. Banks aren’t just places to save money or get loans they’re like engines driving economic growth. They help businesses start and grow, keep our money safe, and even support big projects like building schools or hospitals.

When we hear about things like investments, global connections, or even the impact of digital currencies, it’s all about how money moves and shapes the world around us. Learning about these topics can help us understand how economies grow and how our own money choices can make a difference. Banking and finance may seem complicated, but they’re essential for making our world work smoothly.

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50+ Best Finance Dissertation Topics For Research Students

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Finance Dissertation Made Easier!

Embarking on your dissertation adventure? Look no further! Choosing the right finance dissertation topics is like laying the foundation for your research journey in finance, and we're here to light up your path. In this article, we will be diving deep into why dissertation topics in finance matter so much. We've got some golden writing tips to share with you! We're also unveiling the secret recipe for structuring a stellar finance dissertation and exploring intriguing topics across various finance sub-fields. Our buffet of finance dissertation topics will surely set your research spirit on fire!

What is a Finance Dissertation?

Finance dissertations are academic papers that delve into specific finance topics chosen by students, covering areas such as stock markets, banking, risk management, and healthcare finance. These dissertations require extensive research to create a compelling report and contribute to the student's confidence and satisfaction in the field of finance. Now, let's understand why these dissertations are so important and why choosing the right finance dissertation topics is crucial!

Why are Finance Dissertation Topics Important?

Choosing the dissertation topics for finance students is essential as it will influence the course of your research. It determines the direction and scope of your study. You must make sure that the finance dissertation topics you choose are relevant to your field of interest. Here are a few reasons why finance thesis topics are important:

1. Relevance

Opting for relevant finance thesis topics ensures that your research contributes to the existing body of knowledge and addresses contemporary issues in finance. Choosing a dissertation topic relevant to the industry can make a meaningful impact and advance understanding in your chosen area.

2. Personal Interest

Selecting finance dissertation topics that align with your interests and career goals is vital. When genuinely passionate about your research area, you are more likely to stay motivated during the dissertation process. Your interest will drive you to explore the subject thoroughly and produce high-quality work.

3. Future Opportunities

Well-chosen finance dissertation topics can open doors to various future opportunities. They can enhance your employability by showcasing your expertise in a specific finance area. They may also lead to potential research collaborations and invitations to conferences in your field of interest.

4. Academic Supervision

Your choice of topics for dissertation in finance also influences the availability of academic supervisors with expertise in your chosen area. Selecting a well-defined research area increases the likelihood of finding a supervisor to guide you effectively throughout the dissertation. Their knowledge and guidance will greatly contribute to the success of your research.

Writing Tips for Finance Dissertation

Writing a dissertation requires a lot of planning, formatting, and structuring. It starts with deciding on topics for a dissertation in finance, conducting tons of research, deciding on methods, and so on. Below are some tips to assist you along the way, and here is a blog on the 10 tips on writing a dissertation that can give you more information, should you need it!

1. Select a Manageable Topic

It is important to choose finance research topics within the given timeframe and resources. Select a research area that interests you and aligns with your career goals. This will help you stay inspired throughout the dissertation process.

2. Conduct a Thorough Literature Review

A comprehensive literature review forms the backbone of your research. After choosing the finance dissertation topics, dive deep into academic papers, books, and industry reports. Gain a solid understanding of your chosen area to identify research gaps and establish the significance of your study.

3. Define Clear Research Objectives

Clearly define your dissertation's research questions and objectives. It will provide a clear direction for your research and guide your data collection, analysis, and overall structure. Ensure your objectives are specific, measurable, achievable, relevant, and time-bound (SMART).

4. Collect and Analyse Data

Depending on your research methodology and your finance dissertation topics, collect and analyse relevant data to support your findings. It may involve conducting surveys, interviews, experiments, and analysing existing datasets. Choose appropriate statistical techniques and qualitative methods to derive meaningful insights from your data.

5. Structure and Organization

Pay attention to the structure and organisation of your dissertation. Follow a logical progression of chapters and sections, ensuring that each chapter contributes to the overall coherence of your study. Use headings, subheadings, and clear signposts to guide the reader through your work.

6. Proofread and Edit

Once you have completed the writing process, take the time to proofread and edit your dissertation carefully. Check for clarity, coherence, and proper grammar. Ensure that your arguments are well-supported, and eliminate any inconsistencies or repetitions. Pay attention to formatting, citation styles, and consistency in referencing throughout your dissertation.

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Finance Dissertation Topics

Now that you know what a finance dissertation is and why they are important, it's time to have a look at some of the best finance dissertation topics. For your convenience, we have segregated these topics into categories, including cryptocurrency, risk management, internet banking, and so many more. So, let's dive right in and explore the best finance dissertation topics:

Dissertation topics in Finance related to Cryptocurrency

1. The Impact of Regulatory Frameworks on the Volatility and Liquidity of Cryptocurrencies.

2. Exploring the Factors Influencing Cryptocurrency Adoption: A Comparative Study.

3. Assessing the Efficiency and Market Integration of Cryptocurrency Exchanges.

4. An Analysis of the Relationship between Cryptocurrency Prices and Macroeconomic Factors.

5. The Role of Initial Coin Offerings (ICOs) in Financing Startups: Opportunities and Challenges.

Dissertation topics in Finance related to Risk Management

1. The Effectiveness of Different Risk Management Strategies in Mitigating Financial Risks in Banking Institutions.

2. The Role of Derivatives in Hedging Financial Risks: A Comparative Study.

3. Analysing the Impact of Risk Management Practices on Firm Performance: A Case Study of a Specific Industry.

4. The Use of Stress Testing in Evaluating Systemic Risk: Lessons from the Global Financial Crisis.

5. Assessing the Relationship between Corporate Governance and Risk Management in Financial Institutions.

Dissertation topics in Finance related to Internet Banking

1. Customer Adoption of Internet Banking: An Empirical Study on Factors Influencing Usage.

Enhancing Security in Internet Banking: Exploring Biometric Authentication Technologies.

2. The Impact of Mobile Banking Applications on Customer Engagement and Satisfaction.

3. Evaluating the Efficiency and Effectiveness of Internet Banking Services in Emerging Markets.

4. The Role of Social Media in Shaping Customer Perception and Adoption of Internet Banking.

5. Fraud and Identity Theft are Accomplished via Internet Banking.

Dissertation topics in Finance related to Microfinance

1. The Impact of Microfinance on Poverty Alleviation: A Comparative Study of Different Models.

2. Exploring the Role of Microfinance in Empowering Women Entrepreneurs.

3. Assessing the Financial Sustainability of Microfinance Institutions in Developing Countries.

4. The Effectiveness of Microfinance in Promoting Rural Development: Evidence from a Specific Region.

5. Analysing the Relationship between Microfinance and Entrepreneurial Success: A Longitudinal Study.

Dissertation topics in Finance related to Retail and Commercial Banking

1. The Impact of Digital Transformation on Retail and Commercial Banking: A Case Study of a Specific Bank.

2. Customer Satisfaction and Loyalty in Retail Banking: An Analysis of Service Quality Dimensions.

3. Analysing the Relationship between Bank Branch Expansion and Financial Performance.

4. The Role of Fintech Startups in Disrupting Retail and Commercial Banking: Opportunities and Challenges.

5. Assessing the Impact of Mergers and Acquisitions on the Performance of Retail and Commercial Banks.

Dissertation topics in Finance related to Alternative Investment

1. The Performance and Risk Characteristics of Hedge Funds: A Comparative Analysis.

2. Exploring the Role of Private Equity in Financing and Growing Small and Medium-Sized Enterprises.

3. Analysing the Relationship between Real Estate Investments and Portfolio Diversification.

4. The Potential of Impact Investing: Evaluating the Social and Financial Returns.

5. Assessing the Risk-Return Tradeoff in Cryptocurrency Investments: A Comparative Study.

Dissertation topics in Finance related to International Affairs

1. The Impact of Exchange Rate Volatility on International Trade: A Case Study of a Specific Industry.

2. Analysing the Effectiveness of Capital Controls in Managing Financial Crises: Comparative Study of Different Countries.

3. The Role of International Financial Institutions in Promoting Economic Development in Developing Countries.

4. Evaluating the Implications of Trade Wars on Global Financial Markets.

5. Assessing the Role of Central Banks in Managing Financial Stability in a Globalised Economy.

Dissertation topics in Finance related to Sustainable Finance

1. The Impact of Sustainable Investing on Financial Performance.

2. The Role of Green Bonds in Financing Climate Change Mitigation and Adaptation.

3. The Development of Carbon Markets.

4. The Use of Environmental, Social, and Governance (ESG) Factors in Investment Decision-Making.

5. The Challenges and Opportunities of Sustainable Finance in Emerging Markets.

Dissertation topics in Finance related to Investment Banking

1. The Valuation of Distressed Assets.

2. The Pricing of Derivatives.

3. The Risk Management of Financial Institutions.

4. The Regulation of Investment Banks.

5. The Impact of Technology on the Investment Banking Industry.

Dissertation topics in Finance related to Actuarial Science

1. The Development of New Actuarial Models for Pricing Insurance Products.

2. The Use of Big Data in Actuarial Analysis.

3. The Impact of Climate Change on Insurance Risk.

4. The Design of Pension Plans That Are Sustainable in the Long Term.

5. The Use of Actuarial Science to Manage Risk in Other Industries, Such as Healthcare and Finance.

Dissertation topics in Finance related to Corporate Finance

1. Study the Relations Between Corporate Governance Structures and Financial Performance

2. Testing the Effects of Capital Structure on Firm Performance Across Different Industries

3. Effectiveness of Financial Management Practices in Emerging Markets

4. Integrating Sustainability and CSR Initiatives Impacts a Corporation’s Financial Performance and Enhances its Brand Reputation.

5. A Comparative Study of the Financing Strategies Employed in Mergers and Acquisitions.

Tips To Find Good Finance Dissertation Topics 

Embarking on a dissertation report on finance topics journey requires careful consideration of various factors. Your choice of topic in finance research topics is pivotal, as it sets the stage for the entire research process. We suggest the following tips that can help you pick the perfect dissertation topic:

1. Identify your interests and strengths 

2. Check for current relevance

3. Feedback from your superiors

4. Finalise the research methods

5. Gather the data

6. Work on the outline of your dissertation

7. Make a draft and proofread it

Lastly, we have discussed the importance of finance thesis topics and provided valuable writing tips and tips for finding the right topic. We have also presented a list of thesis topics for finance students within various subfields. With this, we hope you have great ideas for finance dissertations. Good luck with your finance research journey!

Frequently Asked Questions

How do i choose a dissertation topic in finance, what is the best topic for a thesis in finance, where can i find a dissertation topic in finance, what is the recommended length for a finance dissertation, how do you write a dissertation in finance.

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350 Banking Essay Topic Ideas & Examples

🏆 best banking topic ideas & essay examples, 👍 good essay topics on banking, 🥇 interesting topics to write about banking, 📝 simple & easy banking essay titles, 💡 most interesting banking topics to write about, 📑 good research topics about banking, ❓ money and banking essay questions.

• Log Book for Internship With Merrill Lynch Bank As regarding to new skills, I learnt new methods of analyzing companies in the stock market and how to present information gathered to the supervisors/advisors.
• The Banking Concept of Education by Paulo Freire This is one of the details that should be taken into account by the readers. This is one of the pitfalls that should be avoided.
• JPMorgan Chase Bank: Ratio Analysis The ratios are debt-to-equity, the interest coverage ratio, the equity ratio, and the debt-to-asset ratio. For the years 2017, 2018, 2019, and 2020, JPM had a fixed turnover ratio of 7.
• Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
• Wellfleet Bank Case Study Under Group Risk Committee, the company further delegates duties to: reputational, country, operational, group credit, market risk, business risk, and business risk committees.
• The 2008 Banking Crisis in the Documentary “Inside Job” Using the documentary “Inside Job”, the paper presented below asserts that the malpractices of different banking experts, the ethical dilemma revolving around ratings agencies’ actions, and the Gramm-Leach-Bliley and the Glass-Steagall Acts influenced the nature […]
• Traditional Versus Modern Banking Essay Traditional banking is characterized by the application of strict regulations, while modern banking is differentiated by the introduction of new laws that resulted in the deregulation of key aspects of the banking industry.
• Internet Banking Effects and Results Internet banking has certainly played a key role in the increase and ease of banking services the world over and the reasons for this are not difficult to discern.
• The Concept of Usul Fiqh and Qawaid Fiqhiyyah: Shariah and Islamic Banking For such convictions, this essay explores the concept of Usul Fiqh and Qawaid Fiqhiyyah in respect to issues regarding the influence of Shariah on Islamic banking practices Under the Islamic community, Fiqh is a terminology […]
• Role of Central Bank If central bank offers credit to the banks at a higher rate, then the rate of interest that commercial banks will offer loans to the public will be high; this reduces the attractiveness of the […]
• Ethical Dilemma With the Bank Teller On the other hand, the bank calls for honesty in service and client protection, and given that the teller took the money without permission from an inactive account belonging to a customer it is professionally […]
• Corporate Governance Statements: BHP Billiton and National Australia Bank This is to say that corporate governance requirements differ from company to company and from a broader perspective, the success or failure of a given company differs with the corporate governance statement of the company.
• Islamic Banking The involvement of institutions and government led to the application of theory to practice and resulted in the establishment of the Islamic banks”.
• Factors Which Impact Barclays Bank Political factors refer to the government policies that affect businesses and the extent to which the government intervenes in the economy.
• Lloyds Banking Group’s Situational Analysis These products the company has diversified in various products and markets in an attempt to grow and increase its share in the market.
• Personal and Organizational Development in Banking My career plan is as in the figure below: – My career goal is to find a job in a bank and gradually grow through the ranks as I gain financial management related skills and […]
• Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
• Bank’s Provided Opportunities to Attract Consumers The offers are the following, to choose the credit card which backs cash when the consumer makes an online purchase, the other option is take the credit card which backs cash when the consumer makes […]
• Sustainable Development: The Banking Sector Financial regulators need to establish strong codes of conduct to ensure banks comply with social and environmental regulations. Banks need to include environmental and social compliance in the loan application criteria, before giving out credit […]
• Citibank’s E-Business Strategy and Competences Citibank has incorporated the use of e-business in its operation so that it can meet the needs of its customers and to withstand the market pressures which have been changing drastically.this paper has established the […]
• Mobile Banking Innovation In the mobile industry, mobile banking is one of the recent innovations that have influenced the operations of the telephone/mobile phone industry positively.
• Impact of Cyber Crime on Internet Banking The paper evaluates a con article on ‘The impact of cybercrime on e-banking’ [1]. H2: Identity theft will have a negative impact on the adoption of electronic banking.
• Barclays Bank Description Introduction Barclays bank is a UK-based Multinational Corporation headquartered in London and operates in the financial niche. The universal bank was established in 1860 in London as a goldsmith’s lending business offering people loans and saving options. The bank’s resilience in the corporate domain made it navigate all the challenges, and it still operates to […]
• Bank of America’s Business Model Elements The organizational structure leverages Bank of America in the following ways. Bank of America has categorized its throughputs into five categories, which are the core products, processes, and services offered.
• Ijtihad in Islamic Banking Even though Shariah principles forms the main legal foundation in which most of Islamic banking products and services are based, Ijtihad enables the flexibility of the Shariah principles to suit the changing needs of the […]
• Market Elasticity’s in Banking Industry Price elasticity of markets “refers to the degree of change in quantity demanded or supplied of a commodity due to a change in price of the commodity” The formula is: P.E.
• The Pros and Cons of Investment Banking The investment banks are also referred to as proprietors since they are involved in trading of marketable instruments using their own money as opposed to that of investors.
• IMF and World Bank: A Boon or a Bane for Developing Nations? The amount of interest and other overheads charged on the loans given to the nations in need is simply off the scale.
• Wells Fargo Banking Scandal: Ethical Analysis The structure and the business model of Wells Fargo allowed the emergence of the working environment that incited the employees to unethical behaviors.
• Digital Trends & Sustainability in Banking It would be accurate to refer to banking as the financial hub of the economy because it is a major industry in the service sector.
• Analysis of Al Hilal Bank Launch At the time when Al Hilal was launched, the situation in the world financial system was not favorable. It can be concluded that the banking market at the UAE was not favorable at the time […]
• The Banking Concept of Education In the paper, I agree that knowledge gained through experience and active interaction is the most ideal form of knowledge as opposed to the “banking system” in which students are mere receivers and the teacher […]
• Current Problems of the Banking Industry At the rudimental level, dynamism and uncertainty of the technological, economic and political environments have made company’s see the light of flexibility and responsiveness.
• Customer Satisfaction Management in Banking Sector This fact and a pivotal role of customer satisfaction in the service segment highlighted the essentiality of conducting additional research to discover the most suitable research methods.
• The Banking Industry and Interest Rates The government and the central rates have been the major bodies used to determine the interest rates. The main purpose of this study is to determine how the interest rates affect the Competition in the […]
• Islamic Banking Sector Issues The key aspects of the Islamic banks in the region are the profit and loss sharing, transparent dealing, lack of interest, lack of speculation and no gambling.
• Online Banking and Online Purchases The ethical implications of online banking and online shopping include the privacy of consumer information, the reliability of the transactions, and security.
• Is Bonus Banking the Answer? Bonus banking is an incentive plan where some part of the bonus is put aside or banked in a reserve fund rather than paying out the entire bonus amount to the employee. The last variable […]
• RBS Citizen Bank Culture and Change Secondly, RBS citizen should consider involving its employees in the design of new changes within the organization. In accordance to this, the RBS citizen administration team explains to their employees the motive of the changes.
• The Wall Street Crash Impact on the World’s Banking System The Wall Street Crash of 1929 was one of the most impactful events in the financial history of the United States that also influenced the flow of the global banking operations.
• Safaricom’s Mobile Banking When Safaricom launched M-PESA, it commissioned agents in different parts of the country; the agent’s work was primarily to receive deposits from customers and electronically transfer this to the client’s M-PESA account.
• The Employee Benefits Provided by the Bank of America In the process of applying for a job or assessing a certain company, it is crucial to learn about their advantages and unique features. In conclusion, Bank of America features various benefits that provide employees […]
• Legal Issues in the Banking Industry The second problem is the complexity of banking operations for foreigners and the low-educated segments of the population. Thus, in banking, employees often face the problems of sexual harassment, complex mechanisms for clients, and digitalization.
• Cryptocurrency and Its Impact on the Banking Industry Advanced coding is used to store and transfer cryptocurrency data between the wallet and a public ledger, and encryption is used to confirm transactions.
• Overfitting and Bias-Variance Trade-Off in Banking While the training set represents most of the data, the testing set is used to test accuracy by measuring performance separately in the two separate parts of the data set.
• The National Bank of Kuwait’s Improvement However, the constant improvement of technology and the introduction of innovations forced the bank to reconsider its policy and introduce a new system.
• Ransomware in the US Banking Industry The mismatch can lead to a lack of trust and reputational damages. Data pertaining to the business plans and visions can also be accessed, making it vulnerable.
• Tesla Inc.’s Banking Structure and Investments According to Saberi, it represents almost 4% of the world GDP, and, in the context of developed economies, 1% of automotive industry growth triggers respective 1,5% growth in the country’s GDP. Due to the specificity […]
• Leadership at Qatar National Bank This paper examines in detail the phenomenon of leadership and its classic types in the light of improving the overall effectiveness of the work team.
• Interpersonal Leadership Skills in Bank of America However, it is clear that the issue is not the demographics but the inefficient leadership in the company and the lack of interpersonal skills that would make people want to work at Bank of America.
• Big Data Analytics in Central Banking In addition, the rate is integral to the overall cost of living, which parameter is in a cause-and-effect relationship with inflation.
• Workplace Inclusivity at International Bank of Commerce Even if employees of color do not ascribe significance to the unequal distribution of power in the bank, the lack of diversity is evident.
• Abu Dhabi Commercial Bank PJSC The discussion takes a general overview of the company, its mission and vision statements, strategic goals, and key objectives. The key objectives Abu Dhabi Commercial Bank wants to realize include: Growing transaction volumes and assets […]
• Banking System: The Brief Analysis This is a fictional story that comes perilously near to the reality about the basic foundations of modern society. The primary objective of this story is to demonstrate reality’s simple math and the existing banking […]
• Bank Pekao S. A.: Performance and Strategy Compared to its peers in Poland, Bank Pekao is uniquely placed as it launched a brokerage house and made practical biometrics technology in the banking industry, contributing heavily to the bank’s assets quality and investment […]
• Financial Analysis of Al Ahli Bank of Kuwait Al Ahli Bank of Kuwait’s main competitors include Commercial Bank of Kuwait SAK, Gulf Bank KSCP, Burgan Bank SAK, and the National Bank of Kuwait.
• Banking Sector of the United Kingdom At the same time, the banking sector of the United Kingdom had to balance between its financial losses and the ability to provide loans and debt-moratoria in order to support the country’s financial stability. In […]
• Case Study of Hong Kong Shanghai Banking Capital From HSBC’s perspective, money laundering represents one of the most significant internal risks due to the worldwide presence, especially in certain economic areas with facilitated financial regulation and considerable economic influence, such as Hong Kong […]
• Risk Factors Affecting Bank Nordik’s Operations and Risk Management Control measures adopted by the firm to manage these risk categories are explored in this investigation and the findings used as a justification for the development of a robust risk management plan.
• The Albilad Capital Bank’s Mission and Vision Since the bank is striving to renew its mission and vision from the start, it is crucial to identify the values and vectors of direction.
• National Australia Bank’s Sustainability Challenges One of the reasons for the success of NAB is the overall strategy of the company, which focuses its capital management on adequacy, efficiency, and flexibility, maintaining the economic balance to support and strengthen the […]
• Aspects of Electronic Banking The significance of our study is in the critical issues of e-banking and the areas of improvement that the banks can eliminate or improve to boost customer satisfaction.
• The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
• Alonzo vs. Chase Manhattan Bank, NA Case Study However, the author provides an insight into the matter by claiming that the policy concerning workplace discrimination took a dramatic turn in the early 1960s upon adoption of the Title VII of the Civil Rights […]
• Political Theories and the World Bank Known as ‘power politics’ or means to exercise power World Bank massive financial institution which poorer nations depend on for subsidies Manner of soft power of the richer states contributing to the World Bank […]
• Misconduct in Banking, Superannuation and Financial Services The company was included in the Royal Commission report due to ASL and NM releasing the trustee duties of their funds because of the AMP Group membership.
• Sexual Harassment in Meritor Savings Bank vs. Vinson Case Mechelle Vinson, a defendant and a former employee of the plaintiff bank, filed a lawsuit against the bank and its bank manager Sidney Taylor. Sidney Taylor was the vice president of the bank and the […]
• Considerations in Investment Banking However, to ensure a fruitful outcome, the CFO should choose a qualified and experienced investment banker to represent the facility. Secondly, the selected investment banking firm is expected to act as both a matchmaker and […]
• The Impact of Bank on the Cost of Financial Intermediation Also, since the two variables are not controlled; bank concentration and national institutions, the research argues, however, that the measures of concentration capture the efficient structure theory and market power theories.
• Hongkong and Shanghai Banking Corporation: Approach to Operating in China According to Luthan and Doh, centralization played a significant role in HSBC’s success in the new market. It was also the first company to establish a locally incorporated entity in Taiwan and Vietnam.
• Grameen Bank’s Socially Responsible Innovation The bank targets the poor and marginalized with both financial assistance and information to help them grow. The Grameen Bank has continued to register impeccable performance on the social, economic, and environmental dimensions.
• A Problem in Implementation of CSR in the U.S. Banking Industry Corporate social responsibility is essential in this age of intense globalization and competition – essential for firms to survive in the competition and also important for firms.
• The Bank of America Corporation: Planning & Organizational Analysis The Bank may use environmental adaptation planning activities to enhance external relations with stakeholders such as customers, governments, suppliers and the public.
• Digitalization of E-Commerce in Bank of Ireland The interview with the Senior Director in the Property Finance division of Corporate Banking, Michael Murray, revealed the importance of the advance of digitalization for the Bank of Ireland. These and other technologies will enable […]
• The 1920 Farrow’s Bank Failure and Its Causes In this context, the company would be resilient to any stresses, and the outcome of the situation may be the opposite.
• The Mountain Bank’s Strategy Analysis The most suitable competitive business strategy, in the case of the Mountain Bank is to build the presence in the market of consumer lending and corporate banking.
• Banking: Financial Transaction Risks In that case, even the losses-free termination of the transaction would be a failure since the goal of acquisition would remain unachieved.
• Bahrain Development Bank: Analysis To identify and develop ways of assessing learning at the working station to facilitate the employees’ skills and competencies. To identify ways of integrating training capability and focus on the organizational processes through skills acquisition […]
• ICBC Bank – China: Overview The shifted focus of ICBC’s policy became the major contributor to the growth of the company on the international market and the subsequent cultural changes.
• Customers’ Perceptions of M-Banking To find answers pertaining to the major objectives of the study, the gathered data was analysed using SPSS v.23. An exploratory factor analysis was run to group the existing variables into factors, and also to […]
• “Attitudes Towards Mobile Banking” Article by Sohail & Al-Jabri In the introduction of the article, much background information, an overall evaluation of the situation in the banking industry, and the purposes of the study are discussed.
• The Bank of Toroda: A Stakeholder Approach “Stakeholders are persons, organizations and groups that have to be considered by managers, directors as well as front office workers.”
• Corporate Bias in the World Bank Group’s International Centre The institution judges the Pan Rim case neglecting the El Salvador government’s views, local communities, and the Catholic Church. It does not prioritize the protection of the environment and human rights.
• Alinma Bank Industry Analysis. Case Study The demand for the services is another essential factor that shows the industry is profitable. The presence of many investors in the country shows that the demand for financial services is high.
• Impact of Online Banking on Dubai International Bank DIB has developed t-banking (telephone banking), e-banking (electronic banking) and m-banking (mobile banking) from this trend.
• Phishing Victimization on Internet Banking Awareness Therefore, the study is meant to determine and evaluate consumer susceptibility to e-banking victimization through phishing attacks. Subsequently, the study will be designed to evaluate the effectiveness of phishing victimization training to E-banking consumers.
• ICT: E-Banking and Firm Performance ICT is concerned with storage, retrieval, manipulation and transmission of digital data. ICT involves software, hardware and systems.
• P&G & Royal Bank of Canada’s Securities Valuation The discussion in the paper focuses on the Two-Fund Separation theorem. The discussion also reveals that the asset allocation problem focuses on the allocation of resources between two risky assets.
• Governance Failures in Australian Banking Sector Firstly, executive compensation in the Australian banks was not tied to performance outcomes, and, secondly, the major problem in the CEOs’ conduct was related to the field of ethics.
• Hongkong and Shanghai Banking Corp and Wells Fargo Speaking of the Income Statement, Wells Fargo wisely divides it into interest income and expense and non-interest income and expense, and this aspect eases the overall calculations of financial ratios.
• Noor Bank’s Balance Sheet and Income Statement The bank’s operating income from Islamic banking and sukuk amounted to more than 895 million AED compared to 678 million AED in the previous year.
• Banking Institution and Transaction Regulations In the case of Brittany, it is the duty of the bank to authenticate all transactions on her account. In the process of negotiation, most parties often focus on the substance of the deal and […]
• Bank of America’s Strengths and Weaknesses Interestingly, even non-banking institutions such as Quicken Loans and Leader Bank have started to claim a share of the market held by Bank of America. The root cause of the Bank’s mortgage troubles emanated from […]
• Bank of America’s External Analysis in 2013 Among the major lenders in Massachusetts, for instance, Bank of America was the only bank that recorded a notable decline in the volumes of purchase and refinancing loans relative to other years. Apparently, competition has […]
• Sales Portfolio: A Bank Mortgage and Marketers Although a mortgage has several advantages to both the commercial institution and the customer, it has its share of disadvantages. Many clients are reluctant to take up a mortgage because of the high interest rates.
• Banking With WikiLeaks If Wiki Leaks has the right to be served by a financial institution, the company must ensure that it does not harm the operations of the institution.
• The Essence of the Islamic Banking System Riba of the Quran is called Riba An-Nasiyah and riba of the of Sunnah is called Riba Al Fadl. In the context of Islamic banking system, gharar is excessive uncertainty.
• Factors Effecting Bank – Borrower Relationship in UAE The Middle East region’s banking industry is one of the fastest growing in the world. It is projected that the industry will get even better in the future due to the nature of the business […]
• Bank of China Limited: Overview That said the objective of my effort is to present a report on the Bank of China’s IPO of 2006. This listing was exceptional since it was the only bank of China that had managed […]
• Banking Industry: Successes and Failures These banks are regulated by the federal government and are required to be members of the Federal Reserve. However, these banks are not compelled to be members of the Federal Reserve.
• Commercial Bank of Australia Ltd vs. Amadio The decision by the court held that the bank manager and the commercial bank were aware of the special disadvantage of the Amadios and made no substantive efforts to ensure that Amadio clearly understood the […]
• Mortgages Offered by the RBC Royal Bank From your profile and to the best of my knowledge, I take pride to inform you that we have five financial investment products that best suit you.
• Banking and Financial Markets: Asset-Backed-Securities Thus, there are four notable main stages in the process of creating the asset-backed securities and these include: Segregation of assets from originator or seller Creation of a specialized functional vehicle to seize the asset […]
• Analyzing and Managing Systematic Risks in Banking Risk assessment is done to ascertain the nature of task before deciding the strategy of responding to it. Analysis and management of risks requires one to identify the nature of the risk involved.
• Islamic Banking in Dubai and the UAE In an Islamic environment, the approach to financial operations such as the law of contracts, nature of property, interest rates and business transactions is quite different from the rest of the world.
• Deutsch Bank Analysis and Performance Forecast The big bonus for banks came in the form of the Securitization Bill, which gave banks and institutions opportunity to recover from bad debts.
• International Banking: New Basel The combination of the four changes in 2004 intended to speed up off-balance sheet mortgage securitization as the main avenue to drive the revenue together with the share price of banks.
• Barclays Bank: Management Accounting Report This team assists the management in the gathering of information that is unilaterally used in management accounting to address specific challenges in the bank.
• BNP Paribas International Banking Networks In the United States, the bank has a strong presence in the western part of the country, whereas, in Asia, it has fixed a secure and fast-growing business.
• Riyadh Bank: The Historical Financial Analysis By the end of the third quarter of the year 2011, the organization has recorded a 15% increase in its net profit.
• Budgeting of HSBC Bank UAE Branch Looking at their financial statements one will note that they are quite detailed with lots of financial items, which are specific to the bank, and understanding them requires referral to the notes accompanying the financial […]
• Westpac Banking Corporation Analysis and Forecast The entry of foreign banks as well as the building societies which were speedily developing into banks and the emergence of other financial institutions increased competition in the Australian financial market.
• The Analysis of Banorte Bank in Mexico The scrutiny of the bank’s fundamentals and variables of the bank form part of the report. Financial analysis and forecast of the bank’s financial performance is the major objective of the report.
• Case on Private Equity in Saudi American Bank The problem was that the firm’s investment manager was investing for the first time and therefore, he had many questions to ask before he finally made the decision to invest in the company.
• Commercial Banks and the Northern Rock Crisis Bank Roles Prior to the actual analysis of the case of the Northern Rock bank is a brief background that elaborates the scenario of the Northern Rock Bank Crisis.
• Bank (HSBC) and Life Insurance Company (Protective) The report also investigates the profitability of the two companies, the metrics used to measure profitability, variation in the last five years and the reasons for these variations.
• Investment Banking and Operations Management In a steady market, the bank uses the information conveyed in prices of assets to significantly allocate capital resource to the most profitable and ultimate use.
• Investment Banking and Global Operations Management Essentially, banks engage in securitization process to increase their uncertain profit opportunities and also to adjust their asset portfolio Entering into the security markets through the perspective of the original financial institution is of great […]
• Online Banking and Cryptographic Issues A disadvantage of online banking is that it inherently reduces the interaction between banks and their customers and in addition, security is not guaranteed in this type of banking, that is, hackers have a chance […]
• The Failure of Superior Bank The crisis in Superior Bank was associated with the fact that the directors failed to observe and address risky financial management strategies that were followed in the organization, and the regulators did not pay much […]
• Criminal Law & Bankruptcy: Bullard vs. Blue Hills Bank The action by the court caused Bullard to appeal against the decision to the BAP to which the BAP concluded that the denial was not the final.
• Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
• First Citizens Bank’s Financial Income in North Carolina The income analysis pertains to a comparison of the profit, revenue, income and profit of the institution in the recent year for analysis on the position of the company.
• Financial Risk Management in Islamic Banking Ahmed defined Islamic financial as a system of finance based on principles of Islamic banking, and that operates under the ethics of Islamic teaching.
• Finance & Banking: Blades Corporation This is because of the volatility of international currencies and the risk that the changes in the value of the currencies will result in a loss from trade receivables and/ or payables depending on the […]
• The Role and Functions of Law in the Banking Industry The first part provides answers to questions regarding the Cipollone versus Liggett Group case, the second part discusses the role and functions of law in the banking industry, and the third part looks at future […]
• The Crime of Robbing the Big City Bank Combined with eyewitness testimony and video evidence, it can be stated beyond all doubt that Clark was guilty of the crime.
• Citi Bank: Business and Corporate Law The enforces a number of Acts that include the Investment Advisers Act of 1940, the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Company Act of 1940, and the Sarbanes Oxley […]
• The Banking Industry: Brief Analysis They include the open market operations that are meant to regulate the amount of money in the reserve. This is important because it influences the transactions in the other parts of the economy, such as […]
• First Gulf Bank Financial Activity The retail bank consists of accounts, deposits, credit cards, safe deposit lockers, loans and mortgages; the First Gulf Bank is the largest bank in United Arab Emirates with shareholder equity of over AED 20 billion […]
• Forecasting of National Bank of Greece (Nbg Bank) Current liabilities are short term obligations that occur in the course of running the firm and have direct associations with sales.
• Banking Analysis: Review The chart shows a continuous increase, with a few years of drop; but the scale of the chart for the most part is upward. The trend of consolidation comes across in the presentation of the […]
• Islamic Finance and Banking. Basic Islamic Principles The Islamic banks approach to lending is very unconventional in that the bank does not give out the loan to a borrower per se, but instead acquires the asset on behalf of the borrower who […]
• World Bank Mining Industry Forecast Therefore, this document will use the data provided by the bank to give a projection of mining, in a global capacity.
• Corporate Cyber Risk Assessment: Bank of America Arguably, one of the most epic accomplishments of the 21st century was the invention of the computer and the subsequent creation of the internet.
• Ethics in the Banking Industry in the UK It may be argued that organizations may require ethics as the part of their practices in the industry, but it may not be the essential or core part in any institution, specifically in the organizations […]
• The Economy: The US Banking System Capital formation refers to the distraction of the economy’s productive capacity for the creation of capital goods which eventually increase the productive capacity in the future.
• Banking Contract and Fiduciary Obligations The paper explores the relationship between a bank and a customer from the perspective of fiduciary obligations of a banking contract.
• Bank Loans and Deposits Role in Saudi Arabia Monetary System The major feature of Islamic banking is confined to the bank’s concept of Profit and Loss Sharing, in this arrangement the banks depositors are strictly speaking not creditors to the bank per se, but rather […]
• Case Analysis on Banking Industry of Germany The globalisation and competition of the banking industry have increased because of the growing importance of banking in the marketplace. The decisions of Basel II and the EU for public sector banking and capital markets […]
• Bank Fraud: Easyloan Bank Ltd and ABC Pty Ltd This is similar to the situation in the US where the office of the Attorney and a section of the Criminal Fraud Department of Justice handles mortgage prosecution cases.
• Unremunerated Reserve Requirement Policy: Central Bank of Thailand Under the impact of the World War II, the government of Thailand upgraded the status of the Bureau to that of a central bank by passing the Bank of Thailand Act in the year 1942.
• Solvency Risk and Liquidity Risk of a Bank Differences The aim of this report is to identify the meaning of the solvency risk, liquidity risk, credit risk, dynamic provisioning, and the effective control of the solvency risk besides the problems which the bank encounters […]
• The Banking Crisis of 2007-2010 The role of Credit Rating Agencies in the subprime mortgage-related securities market turmoil was scrutinized by the Securities and Exchange Commission.
• Banco Popular Español and the Saudi Investment Bank In this paper, the analysis of two banks and their risk management will be given: Banco Popular Espa ol S.A.with its abilities to take care of liquidity, credit, and other risks and the Saudi Investment […]
• Comparative Study of Conventional and Islamic Bank Performance in the GCC Segregated by bank group and criterion variable, the correlation-based shortlist of independent variables are as shown in tables 1 to 3 below and overleaf.
• Economic Development as the Key Driver of Global Private Banking and Wealth Management Industry The reverse reality of salient features of wealthy people in different parts of the world is the observation that the vast majority of the populace live in poor and deplorable conditions.
• Bank of America: The Staffing Process The effectiveness of staffs recruited in the bank depends on the ability of the bank to recruit the most suitable employees.
• The Royal Bank of Canada: Investment Analysis and Management As a result, the regional bank grew to a national bank and this success is not only attributed to the strategies of the institution itself but also the role played by the people of Canada […]
• Comparison Between Saudi Hollandi Bank Suk vs. Bank Bonds Besides, another factor is that through investments in such bonds, the investor gains certain amount of ownership in the assets of the company in the extent of his investments, which unfortunately is not possible in […]
• UBS Investment Company in the Swiss Banking Sector The relation of the Swiss banking industry with Swiss economy and the future aspect of investment in the industry are discussed.
• Saudi Banking Industry and Riyad Bank’s Performance In this context this paper analyzes the performance of the Saudi banking sector during the period from 2003 to 2007 in general and that of Riyad Bank, one of the major players in the Saudi […]
• Fransi Bank’s Financial Analysis and Forecast The financial analysis reveals the financial performance of the bank and the key factors that help the bank to be a leading organization in the industry.
• UK Banking Sector Recovery Plan The objective of the analysis is to identify the possible benefits, weaknesses and implications of the plan to the British economy.
• Three Financial Ratios for Stock Investor and Bank However in the stock investor will be looking for a long-term capital gain, the equity debt becomes more important since the stability of the company would be more important than the current liquidity.
• Changes in the UK and US Banking Industry In the 1980s the US banking industry experienced increased transformation to the regulation of the financial institution by the Federal bank.
• Al-Rajhi Bank of Saudi Arabia vs. Dubai Islamic Bank For the purpose of our assignment, we will use values of the total share capital of the year, the profit for the year, and the dividends paid to the shareholders of the banks.
• The Bank of England and the Financial Services Authority One of the most crucial changes that the agreement effected was the removal of the supervisory and regulatory role of banks from the Bank of England to the FSA.
• Trails to Success: Bank of America On analyzing the strategy of work of Bank of America and the requirements set for the applicants, it is possible to state that professional skills are the basis of a successful career in banking.
• Performance Evaluation of Al Rajhi Bank
• Ethical Implication of Banking Bailout
• Corporate Security Strategy: Financial Risks in Banking Sector
• Customer Service Improvement Project at Qatar National Bank Evaluation
• Theft and Workplace Problems: The Accidental Bank Robbery
• Why Do Banking Policies Need To Keep Up With The Times?
• Chase Bank Company Analysis
• Creditpia’s Banking Sector
• Reforms Necessary in the Banking System
• Lloyds and Northern Rock Bank Buildings Semiotic Analysis
• Goldman Sachs Bank in Economic Turmoil
• HSBC – Criticised Over Their Banking Methods
• Background About Garati Bank in Turkey
• Home Loan Offered by Bank of America Corporation (BAC)
• Total Quality Management in Abu Dhabi Commercial Bank
• CRM Implementation Project for the Bank
• Abu Dhabi Commercial Bank: Corporate Governance Principles
• The World Bank: Definition and Activity
• Network Information and Activity Times in Banking Firm
• Business Strategy: Mountain Bank
• Case of Westpac Bank & St. George Bank Merger
• Andrew Jackson and the “Bank War”
• Diversity of Employees in the Boston Bank
• Adopting a New IT Strategy in SBI Bank
• Kiboko Bank: Business Ethics Issue
• Grameen Bank’s Concertive Control Systems
• Bahrain’s Al Salam Bank’s Offer for Bahraini Saudi Bank
• Young Depositors and Face-To-Face Banking
• Threat of New Entrants to Commercial Banking Industry
• Oil Pricing and Demand in Connection With the US Banking System Position
• Production & Organization Management in a Refinancing Organization
• Standard Chartered Bank: Problems and Solutions
• Competitive Advantage Source: Westpac Banking Corporation
• World Bank – IMF and the United Arab Emirates
• The United States Banking Industry: Economic Profile
• Money and Banking. Financial Markets
• Integration of E-Commerce Websites in Banking Systems
• Global Banking Secrecy Toolkit
• Banking in Saudi Arabia: Main Facilities, History, and Future
• “Data Mining and Customer Relationship Marketing in the Banking Industry“ by Chye & Gerry
• Kuwait’s Banking Sector Overview
• Competitive Advantage in the Banking Sector
• Global Reputation and Competitive Advantage in Banking
• International Banking System
• “A Century of US Central Banking” by Bernanke
• Gambling, Fraud and Security in Banking
• Banking and Risk Management
• Banking Systems Success in Canada and Australia
• Banking and Monetary Policy During Recession of 2008-09
• Dubai Macroenvironmental Analysis for Banking
• Banking: Interest Rates and Credit Creation Process
• Banking in David Ashby’s “Money Mechanics”
• Banking Sector in the State of Kuwait
• International Banking Sector: Financial Regulation
• Kuwait Economy and Corporate Governance in Banking Sector
• Bond Market and Banking in Gulf Countries
• Westpac Banking Corporation Risk Management Policy
• Citigroup: Credit Default Swaps in the Banking Industry
• Risk in Banking Internal Control System
• Hong Kong and Shanghai Banking Corporation’s Entry Into Japan
• Banking Instability During the Global Financial Crisis
• Satisfaction Management in Banking Industry
• Hong Kong and Shanghai Banking Corporation Holdings
• Retail Banking Products and Services
• The Shift From Physical Personal Banking to Online Banking
• Mobile Banking Adoption: Challenges and Solutions
• Banking Industry Guidance
• Employee Turnover Rate in UAE Banking Sector
• Islamic Banking: Sales and Lease-Centered Models
• Arbitration in Islamic Banking and Finance Dispute
• Chief Information Officer’s Role in E-Banking
• The Shadow Banking System: Financial Crisis Source
• China Banking Supervision System: Defects and Improvement
• Online Activity of Banking Sector in the UAE
• Operational Risk in Conventional and Online Banking
• UAE Banking Industry’s Status in a Global Context
• Customer Engagement in the Greek Retail Banking Sector
• Landsbanki Banking Analysis and Bank Alternatives
• Kenya as a Leader in Mobile Banking of the World
• Resistance to Change in Banking Orhanisations
• Resistance to Change in the Banking Sector
• Customer Service in the UAE Banking Sector
• Australia and New Zealand Banking Group Management
• Corruption and Ethics in China’s Banking Sector
• Islamic Banking Principles and Relevance
• Islamic Banking: Tools and Techniques
• Banking Sector Cyber Wars and International Hacking
• Islamic Banking and Financial Markets Critical Issues
• JP Morgan Chase’ Banking Analysis
• Banking Institutions Improvement
• The Basel Committee Role in Banking
• China’s Banking Sector Analysis
• Greenbelt Banking Company’s Human Resource Management
• Islamic Banking Principles
• Boosting Sales in Retail Banking for 2012
• Banking Regulation and Taxation
• UAE’s Banking Industry Analysis
• Money and Banking: The Economic Recession of 2007
• The Russian Banking Sector
• The Use of CRM in Australian Banking Industry
• Money and Banking: David S. Ashby’s Perspective
• Big Four: Banking in China
• Banking Credit Risk Management
• How to Keep Customers Loyal to Online Banking
• Banks, Bank Firms and Financial Intermediaries
• Market-Based Versus Bank-Based Financial Systems
• Bank Mergers and Cost of Capital
• Managing People in the Bank of America
• The Implications of Internet-Banking on Bank Profitability
• Service Quality Model in Internet Banking and Finance
• Projected Customers Maintaining Strategies in Banking Industry
• The Banking Industry in the United Arab Emirates
• IPScape in the Australian Banking Sector
• Bonus Banking: Case of UBS
• Crossvergence in the Banking Industry
• Ameribank and Online Banking
• Benchmarking in the Investment and Banking Sector
• Overcoming the Debt Crisis by European Banking Sector
• National Bank of Kuwait: Employee Appraisal Problem
• An Investigation of the Sustainable Benefits of Agency Banking in Kenya
• HSBC Bank’s Kenyan Entry Strategy
• The Basel Committee on Banking Supervision
• Bank of America and Silver A-Plus Card
• An Evaluation of the Economic Issues Identified in the ICB Report on Banking
• Comparison of the United States and Saudi Arabian Banking Sector
• Crisis in the Banking System of Korea
• Financial Industry Analysis on MCU Sustainable Banking
• Problems in Banking Regulation
• Central Banking and the Money Supply
• The Different Roles Played By the Central Bank, Depository Institutions, and Depositors in the Determination of Money Supply
• The UK Banking Practice That Led to Financial Crisis
• Human Resource Management at the Bank Alfalah
• Bank of America: Realizing Servant Leadership
• A Marketing Research on Mobile Banking
• The Too Big to Fail Phenomena in the Banking Sector
• A Report on Customer Driven Marketing Strategy for Easy-Pay Mobile Banking Service
• HSBC Holdings: Chinese Banking Sector
• Federal Reserve; Money and Banking
• Employee Motivation Factors in Banking
• Crisis Management: Online Banking Security Breach
• Mobile Banking in Saudi Arabia: Towards Understanding the Factors that Affects the Sector
• Société Générale Bank: Effective Security Controls
• Banking Industry Analysis
• The History of U.S. Banking Crises: Cause and Effect
• What Is Current Research in Money and Banking?
• What Is the Study of Money and Banking?
• What Are the Advantages of Banking?
• U.S. Money and Banking: What Is the Key Issue Facing Us?
• What Are the Main Topics of Money and Banking?
• What Is the Best Research Topic in Money and Banking?
• What Is the Divergence Between Accounting Standards and Banking Regulation?
• What Were the Causes of the Banking Crisis of the 1930s?
• What Are the Types of Banking?
• What Is the Biggest Problem in Money and Banking?
• How Do I Choose a Topic for Research in Money and Banking?
• What Are the Most Important Money and Banking Services?
• What Is the Banking System Like in South Korea?
• What Are Some Good Thesis Topics in Finances and Banking?
• What Are the Money and Banking?
• What Are the Types of Money and Banking?
• Why Is Banking Research Important?
• What Are the Main Functions of Money and Banking?
• What Is the Main Role of Banking?
• What Do You Study in Banking?
• What Are Money and Banking Used For?
• Who Invented Banking?
• What Are Basic Money and Banking Skills?
• What Does Mobile Banking Need?
• What Are the Categories of Money and Banking?
• What Is the Purpose of Money and Banking?
• How Does Islamic Banking Work?
• What Is the Connection Between Accelerating Inflation and Decreasing Effectiveness of Banking Regulation?
• What Is the Role of Money and Banking in the Economy?
• What Are the Current Trends in Banking Industry?
• Cost Accounting Essay Topics
• Crisis Management Essay Titles
• Corporate Finance Essay Ideas
• Forecasting Questions
• Insurance Ideas
• Risk Assessment Questions
• Quality Assurance Questions
• Private Equity Research Ideas
• Chicago (A-D)
• Chicago (N-B)

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196 Banking Essay Topics

🏆 best essay topics on banking, ✍️ banking essay topics for college, 👍 good banking research topics & essay examples, 🌶️ hot banking ideas to write about, 🎓 most interesting banking research titles, 💡 simple banking essay ideas, ❓ banking essay questions.

• Information Systems Evolution in the Banking Industry
• Online Banking Fraud Risk Awareness
• Bank Street Curriculum: Implementation and Assessment
• Starling Bank’s Environment and Resource Analysis
• Barclays Bank’s Strategic Analysis
• Information Technology and Banking Sector
• The Impact of the Internet on Banking
• The Bank Robbery Crime Investigation The primary objective of securing the crime scene is to preserve all the evidence that can help trace and identify the bank robbery suspect.
• Bank Reconciliation: Theft and Control Deficiencies Internal control is a vital process because it gives reasonable assurance about the activities of a company and compliance with laws and regulations.
• Risk Management Strategies of Bank of America This essay analyses the risk management techniques adopted by the Bank of India to increase not only its profit but also its market share in detail.
• Barclays Bank’s Talent Management The Barclays Bank in Stanford has successfully organised its human resource management approach to internalise the aspects of employee equity.
• Banking Merger, Its Benefits and Consequences The paper seeks to discuss the effects of mergers in the banking industry on the public especially in the United Kingdom.
• Managing Employees Performance at HSBC Private Bank and Theoretical Analysis of Performance For a better understanding of Managing Employee Performance this paper would go for HSBC, the UK as a case study and then go for theoretical analysis.
• DBS Bank’s Digital Transformation Strategy DBS is now one of the best banks to use in Asia. This study will analyze the strategies used and their effectiveness in digitizing the bank.
• Banking and Inventory Management This assessment analyses the inventory management as a tool for achieving successful supply chains and resilience in the banking services industry.
• Time Management for Students in Bahrain’s Banking This research is aimed to study the opinions and attitudes towards time management among the students at Bahrain University and the country’s financial sector.
• The Structure and Functions of the World Bank The paper highlights the structure and functions of the World Bank and the United Nations in the global arena. It centered on the reasons behind the formation.
• The Impact of the COVID-19 Pandemic on the Standard Chartered Bank This paper will explore the impact that the COVID-19 pandemic had on the Standard Chartered bank, the development of technology, and its influence on human resource management.
• Bank of Credit and Commerce International Case When the branch offices of the Bank of Credit and Commerce International (BCCI) in seven countries were raided in early July 1991, one of the major bank scams involving billions of dollars was brought to light.
• Co-operative Banking Group’s Enterprise Software The report illustrates how implementation of ERP system in Co-operative banking group will help in improving the firm’s accounting, inventory as well as logistics practices.
• Mobile Banking Development and Analysis Project This research will be discussing the application of a mobile banking application, its effects, and its benefits to the consumers.
• Punjab National Bank Housing Finance Company: Case Analysis Punjab Nation Bank Housing Finance Limited has experienced stagnant growth since its incorporation with other partners in 1988.
• TD Canada Trust Bank’s Performance Management The performance management system implemented in the TD Canada Trust Bank corresponds to the international financial sector management standards.
• The Toronto-Dominion Bank in the Industry The Toronto-Dominion Bank measures its effectiveness using a personnel engagement score, optional labor turnover, and industry comparison.
• The Goals of a Banking Institution The management should ensure that effective structures are in place to align the firm’s resource so that the aims and objectives are met.
• Barclays Bank’s Decision-Making & Risk Management Barclays Bank has a clear and progressive vision of the decision-making process, with risk management being the most elaborate one.
• Finance: The Currency School-Banking School Debate The period of the 1840s in the history of the economic thought is characterized by a significant controversy observed between the Currency School and Banking School.
• Bank’s Digital Trends, Opportunities, and Threats The essay demonstrates the most crucial digital opportunities and threats for a commercial bank. The strategies to reduce the number of abandoned baskets are discussed.
• Bank Management and Business Report Analysis This report is prepared in the interest of a bank that is planning to increase their sales performance, with the aim to provide an opinion on how sales should be improved.
• Standard Chartered Bank Managing Human Resources This report is a case study on Standard Chartered, and the strength-based approach in the bank has been discussed with its benefits and also disadvantages.
• Transformational Leadership in Pakistan’s Banking Sector The report tries to explicate the degree of diffusion of transformational and transactional leadership across the banking sector in Pakistan.
• National Australia Bank: Corporate Social Responsibility This paper explores corporate social responsibility through an analysis of a company selected from the database of the world’s most ethical companies.
• International Monetary Fund, World Bank, and World Trade Organization This paper studies three international financial organizations: the International Monetary Fund, the World Bank, and the World Trade Organization.
• Leadership and Management in the Banking Sector The paper discusses leadership and management in the banking sector and the role of a leader, his approaches to managing processes, and his values.
• JPMorgan Chase Bank and Big Data The purpose of this paper is to analyze big data as technology concerning JPMorgan Chase and consider how it can be used shortly by this company.
• HSBC Bank Balance Sheet Analysis Financial accounts have different users; each user has specific needs they require from the accounts. Financial account users can be defined into two main segments.
• Banking, Its Ancient and Modern History The history of banking dates back to Ancient Greece and the Roman Empire. The first prototypes were created by merchants around 2000 BC in Assyria and Sumeria.
• Financial Regulation by the IMF and the World Bank The International Monetary Fund and the World Bank use several instruments to regulate the balance of payments problems and other financial crisis that countries might have faced.
• Electronic Banking Services in a Qatar Bank The present research is based on the context of e-banking services in Qatar, a small country with abundant natural assets. Banks in Qatar have not been able to get the majority of customers.
• Sustainable Solutions for the Bank of America Tower The following paper analyzes the current constraints present on the bank based on the building usage, the existing construction, the site, and the location.
• CNP Bank Card: Case Analysis This paper focuses on the CNP bank card case, which aims to create a method for forecasting credit-card defaults and identifying potential client bases for various credit instruments.
• Benefits and the Challenges of Financial Restructuring for Bank Muscat – Oman Bank Muscat is a fiscal services company in Oman that offers retail banking, corporate banking, treasury, investment banking, asset management, and private banking.
• HSBC Bank and Barclays Bank: Comparison and Risk Exposures This paper focuses on the evaluation of the financial performance of HSBC bank and Barclays bank since the start of the global financial crisis.
• Impact of Bank Regulation, Market Structure, and Institutions on Cost of Financial Intermediation Through the process of intermediation, the financial institutions are able to ensure that there is an effective flow of funds.
• National Bank of Bahrain Analysis This report attempts to analyze the characteristics that determine the attractiveness of the NBB to investors, namely its financial structure and corporate governance framework.
• Analysis of Islamic Banking and Finance The purpose of this article is to consider the features of Islamic banking, as well as the principles on which the relationship between the bank and customers is built.
• DuPont Analysis of the Chinese Bank of Communications The present report aims at applying DuPont analysis to evaluate the performance of the Chinese Bank of Communications (BoCom) against its competitor, China Merchants Bank (CMB).
• Barclays Bank History and Analysis Barclays bank is one of the oldest banks in the world. Its history dates back in the 17th century when, banking services were being introduced in the United Kingdom.
• Credit Quality in Banking Lending and Investment This paper analyses the credit quality problems of banking institutions’ lending and investment decisions over the last 30 years.
• Evolution of Modern Banking: Middle Ages to Present The history of banking began around 2000 BCE in Assyria, Sumeria, and India when wealthy families kept gold and silver coins in their homes.
• Banking in the United States of America The banking system of the United States of America is one of the youngest, and banking has its own specifics with a lot of restrictions and even archaic elements.
• Island Banking Services: Cybersecurity Strategy and Implementation Plan This paper aims to describe the cybersecurity strategy and its implementation plan for Island Banking Services that is a firm that works in Financial Transactions Processing.
• Bank of America and Financial Analysis Bank of America is a leading US financial institution. An analysis of the Strengths, Weaknesses, Opportunities, and Threats (SWOT) is essential when planning the Bank’s future.
• Analysis of Abu Dhabi Commercial Bank Abu Dhabi Commercial Bank is a full-service commercial bank that provides a broad range of products and services, for instance, retail banking, management of wealth and others.
• Attempted Bank Robbery Criminal Justice Case The suggested case describing the plan to commit a crime of bank robbery is characterized by several elements that are commonly identified in crime attempts.
• The Crisis in UK Banking of 2007-2008 The combination of major economic shocks and the unprecedented global policy response to the banking crisis has generated exceptional uncertainties for household,
• Banking Policy Regulation: Lending to Minorities The lenders argue, many minorities take loans which they cannot afford to pay. Some households take mortgage loans with anticipation that the prices for these houses will increase.
• International Logistics, Business, and Banking Conservative decisions are quite typical in the realm of financial operations for numerous reasons, the high possibility of a failure as a result of the lack of proper testing.
• Chinese Bank’ Human Resources Management The paper analyses HRM through an examination of new approaches, recruitment and selection, monitoring and rewarding at the Industrial and Commercial Bank of China.
• Commercial Bank’s Profitability in Austria The analysis done in this paper shows that there is a close relationship between gross domestic product and commercial banks’ profitability in Austria.
• Barclays Bank’s Innovative Managerial Practices One of the most vivid examples of Barclays’s encouragement of entrepreneurship processes is the LifeSkills program.
• Affective and Cognitive Factors That Hinder Banking Relationships The paper presents a comprehensive view and discussion of the influence of cognitive and psychological factors on financial decision-making.
• The Bain & Co. and the Old Family Bank Analysis This paper aims at a holistic and comprehensive analysis of Bain & Co. and the Old Family Bank from the point of view of internal and external aspects.
• The Central Bank Currency in the Monetary System The article examines the central bank currency in the monetary system. The people’s need to have control over money is the reason for the need for the central bank currency.
• World Bank’s Contribution to Sustainable Development Goals The essay examines the role of the World Bank in bolstering the Sustainable Development Goals measures to combat poverty and promote development.
• Key Learnings for Banking Sector During COVID-19 The changing nature of the modern business environment requires considering organizational development (OD) practices.
• Information Gain in the Banking Sphere Information gain can be determined as a methodology that can be practically applied to the digitalization of payments in the banking sphere.
• Customer Analysis via Entropy and Information Gain in Banking The introduction of big data analytics in the financial sector has provided bankers with countless opportunities to improve the quality of their services.
• The Basel III Agreement in Banking The paper discusses Basel III. It is a global regulatory agreement that mandates banks to maintain particular leverage ratios and reserve capital levels.
• Information Gain and Entropy Methods in Banking The paper reviews the methods of information gain and entropy used by banking companies and critically analyzes some alternatives that are possible to use.
• Moroccan Central Bank’s Ethics and Systems The banking sector in the last two years has been impacted greatly by the COVID-19 pandemic. The situation led to the emergence of various innovations.
• A Bank, a Grocery Store, and a Restaurant: The Cultural Features This paper analyzes the available cultural features of a bank, a grocery store, and a restaurant to determine the distinctive features of these public places.
• America’s Banking Industry: Past, Present, and Future Banks are critical to the economic stability of a country. Banks are the primary option for borrowing, saving, and investing for millions of Americans in the United States.
• People Analytics of the Qatar National Bank One of the biggest challenges in conducting people analytics research for the Qatar National Bank is working with unstructured data.
• Developing the Islamic Banking Cluster in the UAE The report’s mission is to develop the Islamic banking cluster in the UAE in order to be number one in Islamic Banking.
• The National Banking Crisis Analysis The recent crisis at a national bank has attracted nationwide coverage due to its massive effect on the economy.
• Qatar National Bank’s General Information Bank groups that have already developed the most efficient business models and managed to expand their operations globally are in a comfortable position.
• The Community Reinvestment Act and the Banking Systems This paper aims to study the impact of the Community Reinvestment Act (CRA) on banking in communities of Arkansas, California, and Boston.
• Islamic Banking and Its Development Problems Islamic banking’s main purpose is to perform the function of making payments and working with a considerable amount of money.
• AMZ Bank’s Main Problems and Their Solution As a result of the analysis of the AMZ bank and its activities, it was found that the main problem is a toxic culture and the resulting social and economic structure.
• Banking: A Balance Sheet and an Income Statement The paper indicates that when compared to a balance sheet, an income statement presents a less defined and incomplete type of analysis.
• Wells Fargo Bank Scandal in Southern California The scandal in Wells Fargo Bank emerged after the customers started receiving the cards in their mail and others noticed accumulating bank fees.
• An Overview of Risks in Banking and Investments Credit ratings serve as vital tools for the investor, especially when they need a precise analysis of the organization’s position at a glance.
• Green Initiatives of the Toronto-Dominion Bank The paper will assess the actions taken by Toronto-Dominion Bank in order to reduce its impact on the environment.
• Organizational and National Culture in Banking The most important feature of commercial bank management is the continuous search for a productive compromise between the organizational and the national cultures.
• Current Dynamics and Trends in Corporate Banking Sustainable financing is one of the emerging trends in corporate banking due to the consequences of the COVID-19 pandemic.
• Banking Regulations Undermining Financial Crisis Traces of financial crisis and negative externalities have been present across the banking sector for the last several decades.
• Investment Opportunity Analysis: British Banking Sector The Big Four British banks dominate the UK banking industry for a number of reasons, including their longevity, aggressive marketing, and service variety.
• East Bank Regional Hospital System The paper presents reasons to support East Bank Regional Hospital’s decision to expand its services. The consideration of the diseases will meet the medical needs.
• Mergers and Acquisitions in the Banking Sector This paper discusses mergers in the banking sector, reasons for a wave of mergers between banks, and difficulties that acquiring banks may face in the future.
• Change in Composition of Bank Funding Since 2008 The main components of bank funding are deposits, short-term debts, and long-term debts. Over 50% of bank funding originates from retail deposits.
• Banks and Banking in Spain The Spanish legal framework has transformed banking and insurance services due to the creation of the EU single market.
• Hull vs. Bank Case Study This case reflects the issue that occurred between the property tenants and the North Adams Hoosac Savings Bank. Harry transferred his interests in East Quincy and to his wife.
• Competition in Islamic Banking Systems The main purpose of the research will be to investigate the effect of competition on profitability and the market power in the Islamic banking system.
• The Effect of Finance as It Relates to Banking in Our Society The purpose of this paper is to analyze the effects of finance as it relates to banking in the Cayman Islands.
• Bank of Credit and Commerce International’s Criminal Activity This case provides adequate information on how BCCI bank was involved in a global financial crime of laundering billions of dollars globally.
• Islamic Banking: Risk Management, Operations and Barriers Islamic banks have been opened all over the world and they have their own unique operations that depend on the rules and regulations of Islamic law.
• Piggy Bank’s Sample Size to Estimate Mean Dollars To estimate a single population mean, the sample size should be the same as the population size. So, all the customers of Piggy Bank will have to be included in the sample.
• Islamic Banking Features Analysis The purpose of the research will explore specific features within Islamic banking that impede the free flow of capital.
• Improving the American International Bank Situation The research is targeted at offering several ways to better the American International Bank (AIB) current situation as well as outline its future opportunities.
• Opening a Bank Office in Lithuania This paper will discuss the viability of opening a bank office in Lithuania. Opening a new office usually involves many risks, especially if the new area is not researched properly.
• Lloyd’s Tsb Bank Is Under Fire for Money Laundering Offense This research article discusses the role of the bank, either knowingly or unknowingly, in laundering the money obtained by cheating.
• Information Age, Future, and Medical Banking Medical banking organized following the concept of patient-centered care can facilitate the shift from logical considerations to the particular needs of patients.
• The Effectiveness of the World Bank The World Bank has been ineffective in its roles because of the poor review of projects, weak implementation of organizational policies, and failure to alleviate extreme poverty.
• Problems With Improve Bank Services Some of the problems that banks are likely to encounter while attempting to deliver solid customer service include privacy laws, fair lending policies, and debt securities.
• Corporate Governance Against Financial Risk Up to Date With Banking Crisis The essay discusses financial problems, especially the financial banking crisis and how to deal with it and its risks, as well as the impact of corporate governance on it.
• Opening a Bank Branch in Lithuania Lithuania is a perfect country to open a new branch of the regional bank. It is a highly developed state with significant achievements in economics and international trade.
• Corporate Social Responsibility in Bangladesh’s Banking Sector CSR practices by banks in Bangladesh not only enhance their accountability but also boost their success and influence the socially responsible behaviors of other firms.
• The Bank of America on the Verge of Substantial Changes It is essential to find the right balance between the desire to improve the growth margins and the risk of losing everything through bankruptcy to profit and raise capital.
• COVID-19 Effects for Truist Bank With the spread of COVID-19, causing many Americans to lose jobs and see financial hardships, Truist would need to focus on how they can help their customers in their times of need.
• To Loan or Not to Loan: Taggert’s Bank Plans Taggert’s bank plans to extend its subprime loans and is exploring new lending methods that will increase its competitive edge.
• Wachovia Bank Financial Report Wachovia bank, which is now a part of Wells Fargo bank, was regarded as the fourth-largest bank holding company in the USA, the financial system of which was based on total assets.
• Best Big Bank in Australia & Principal Agent Theory The paper reviewed the possible problems that occurred while the “Nucleus” referral system implementation in the Best Big Bank located in Australia.
• The Analysis of Wells Fargo Bank Actions The Wells Fargo Bank was helping the mining companies to raise enough money to enhance their efficient exploitation of minerals on mountain tops.
• Financial Market Regulation and Bank Activity Limitations The limitations on bank activity vary in countries, there are some similar processes: policies on bank’s capital, and the policies on the connection between banking and business.
• Macroeconomic Theory: Barclays Bank in the UK For purposes of this study, we will analyze how the national economy can affect the performance of Barclays Bank, a major Public Limited Company.
• Financial Management and Investment Banking This paper will focus on the primary markets, analyze the functions that investment bankers perform in the traditional process for issuing new securities.
• Mobile Telephony Services Investing in Real-Time Banking Investing in new smartphone technology is a waste of time in poor markets. Investing in services through mobile telephone services seems to be the next big thing.
• Improving Workplace Learning for the Bank Tellers Improving workplace learning for the bank tellers by first identifying the weaknesses or obstacles then developing a strategy towards addressing the weaknesses.
• The Ethical Issues of Western Bank and Trust and Bobby’s Bagels Managers In this paper I am going to examine ethical issues in two companies: Western Bank and Trust and Bobby’s Bagel.
• Geithner’s Bank Plan: Winners and Losers Joshua Zumbrun in his article “Geithner’s Bank Plan: Winners and Losers” in the “Forbes” offers banks to sell their bad assets – the loans and securities they cannot unload in the market.
• The Grew of Financial World Crisis: Global Central Bank As Michael Mandel writes in his article, the financial world crisis flows out of the absence of a global central bank, which could have regulated the world financial movements.
• Banking Bail-Outs and the Housing Market This paper focuses on the impact of the banking bail-out on the housing sector. The US banking bail-outs elicited spirited criticism and resistance from thousands of Americans.
• St. George Bank: Human Resources and Entrepreneurship St. George Bank should also come up with new methods to access their customers and also new channels on which the customers can get their services.
• Analyzing Bank Performance: Risk Propositions This report points out some of the challenging circumstances that the banks and financial institutions may find themselves in if the crisis goes out of hand.
• St. George Bank. Profits and Perspectives. The financial statements of St. George Bank Ltd are legitimately prepared in accordance with Australian Accounting Standards, the Corporation Act of 2001.
• Waiting Lines Situation at Banking Organizations Hiring more personnel could be a solution to address the challenge of long queues at many facilities.
• Bank of America Launching New Online Services Bank of America successfully tested its new mobile banking service on a small-scale basis to determine the acceptability level among customers.
• Abu Dhabi Islamic Bank’s Online Banking Services The purpose of this paper is to analyze modern online banking practices in the UAE, using Abu Dhabi Islamic Bank (ADIB) as an example.
• Macroeconomics Interest Rates and Aggregated Supply: Demand in the Federal Reserve Bank The Federal Reserve Bank makes a decision to increase interest rates regardless of the fact that real wages do not rise.
• Vision Bank’s Intercultural Communication: Problems and Recommendations The selected company for this report is Vision Bank. It provides banking, loans, financial advice, and consultancy services to customers in different regions.
• Doha Bank Qatar’s Strategic Thinking and Leadership Doha Bank Qatar involves its departments together with external agencies and customer firms to incorporate innovation and focus on change to achieve success in its operations.
• Central Bank’s Communications Strategy The set of genres and a wide range of meditating technologies associated with the Central bank’s communications strategy can be perceived as portions of local organization action.
• Global Political Economy: World Trade Organization, World Bank, and European Union This essay on global political economy will present answers to the attached questions. The answer to the first question will illuminate the exact functions of World Trade Organization.
• Bank Solutions International’s Technology Gaps and Security Strategy Training of information staff and personnel would be done on a quarterly basis and this would reduce the effect of an outdated approach to problem-solving.
• Global Financial Crisis and Banking System in Australia The recent global financial crisis affected almost all banks in the world with very few banks shielded from this misfortune.
• Mountain Bank’s Business Strategy Organizational profits rely on a good business strategic plan. For the case of Mountain Bank, the profits have been declining as a result of the poor business strategic plan.
• Human Rights in Israel-Gaza and West Bank Regions The conflict in the Gaza region was a violation of human rights because the sovereignty of the state was not respected by foreign powers.
• Veema Banking Company’s Investment in the UAE This report provides an analysis of the general business environment that Veemah Banking Company will meet during the employment of its investment endeavors in the UAE.
• Grameen Banking System Alleviating Poverty This paper discusses various aspects of the Grameen banking system and focuses on how it has assisted communities, and evaluate its future success.
• Bank’s Performance Financial Regulation Net income which signifies the profits that a bank makes after taxes gives us a direct view of a bank’s performance in terms of its ability to pay dividends as well as retain earnings.
• Fraud Perpetrators in Banking Organizations Most of the fraud perpetrators are insiders. This is common among the lowly paid employees who have the feeling that their employers are paying them too less.
• Bank Loan Manager: Job Analysis and Recruitment Bank loan manager is a rather profitable and respectable job, and its popularity and prestige have been growing during the last decade.
• The Lehman Brothers Bank Collapse The main purpose of this study is to examine the financial crisis of 2008-2010 on public discourse with regard to the collapse of Lehman Brothers.
• Goldman Sachs Group in Investment Banking Industry Goldman Sachs Group has had a long history in the context of the global economy and, therefore, has gained impressive experience over the years of its operations.
• Hedging Strategy and Bank Risk Management Strategy for risk management is an essential step for banks. Hedging is a tool managing the financial risks that may emerge in the process of managing forwards and futures.
• US Financial and Banking Reforms History The paper reviews articles that analyze the challenges of the US financial institution in 1832 and explain the significance of the US banking reforms under Nicolas Biddle.
• Bank of America’s E-Business Challenges The promoters of the Bank of America have not conceded on the matter of going e-business. This problem has a direct relation to the size and financial ability.
• The Asian Infrastructure Investment Bank’s Initiative The purpose of this paper is to discuss the implications of the Asian Infrastructure Investment Bank’s initiative and analyze three global connections with regard to the project.
• HSBC Bank’s Staffing Change: Communication Plan This work shows the communication plan for the change in staffing at HSBC Bank, identifies its key trends, assumptions, and risks, and gives a SWOTT analysis of the organization.
• State Bank’s and Real Estate Bank’s Collapse Today, the collapse of state banks is the problematic situation which is often associated with significant economic and political problems in the country.
• The Rise of Islamic Banking in a Time of Economic Crisis On the surface, it may seem odd that Islamic banking is in such demand but when looked at from a cultural and religious perspective, it embodies the very essence of Islamic law.
• Barclays Bank’s Decision-Making and Leadership Barclays Bank Board comes up with the vision for the bank. It could be the expansion plans into the Middle East or the African continent.
• Eastern Bank and First Bank & Trust Company Merger The Eastern Bank Corporation and the First Bank & Trust Company have different human resources policies. For the merger, a general HR management strategy should be developed.
• China’s Asian Infrastructure Investment Bank China’s Asian Infrastructure Investment Bank is an organization intended to support infrastructural development in the region. The US and Japan voiced their disproval of the endeavor.
• US Banking Expansion in Emerging Markets U.S. banking has contributed significantly to the development of financial markets of emerging countries such as China, Malaysia, Brazil, and others.
• Major British Banking Group and Financial Crisis The purpose of this study is the assess the extent to which financial crisis in the United States of America contributed to the liquidity crash in the Major British banking group.
• Corporate Governance in the Banking Industry Work utilizes the stakeholder theories and the stewardship presumption to shows how corporate governance contributes to higher standards of accountability in the banking industry.
• Bank of Japan’s Unconventional Monetary Policy In Japan, the supply of money is mainly controlled by the Bank of Japan with the help of monetary policy that is focused on inflation and interest rates.
• World Bank’s Logistics Performance Index The World Bank’s Logistics Performance Index (LPI) is constructed to assist countries in determining the key challenges and opportunities in logistics.
• Foreign Investment in Chinese Banking Sector: HR Policies China`s banking system and foreign investment policies have to survive numerous changes and improvements using its norms and guidelines in comparison to developing countries.
• The National Australia Bank’ Corporate Governance The purpose of this paper is to develop a critical analysis of NAB’s corporate governance in terms of the protocols and practices.
• National Australia Bank Analysis The national Australia bank has many programs which help it to adhere to the ethical regulations which govern all businesses in Australia.
• The Lehman Bank: Irregularities and Cybercrimes Henry Lehman had until recently been the head of one of the world’s largest and most successful investment bank. Smith was a professional who had worked for one of the Lehman Bank’s subsidiaries.
• United States Banking Merger Relevance In the banking sector, mergers and takeovers have become very common. In this paper, the researcher will look at the relevance of banking mergers in the modern market.
• Economics: Currency and Banking Schools Debates This thesis of the paper will be a statement about the importance of the Currency and Banking Schools, especially their influence on the decisions of policy-makers.
• Does Customer Relationship Management Matter in the Banking System?
• Have More Strictly Regulated Banking Systems Fared Better During the Recent Financial Crisis?
• Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small and Medium Enterprises?
• Can Bubble Theory Foresee Banking Crises?
• Are Bank Holding Companies a Source of Strength to Their Banking Subsidiaries?
• Does Banking Competition Affect Innovation?
• Why Fixing the ‘Shadow Banking’ Sector Is Essential for the U.S. Housing Market?
• Are Cooperatives the Weakest Link in European Banking?
• Has the Global Banking System Become More Fragile Over Time?
• Does Banking Regulation Cause Counterproductive Economic Dynamics?
• Can Monetary Union Enhance Banking Competition?
• How Does Banking Market Power Affect Bank Opacity?
• Are Banking Supervisory Data Useful for Macroeconomic Forecasts?
• Does Banking Consolidation Worsen Firms’ Access to Credit?
• Are Banking Systems Increasingly Fragile?
• How Does Banking Sector Globalization Affect the Banking Crisis?
• Can Sustainable Banking Help Stimulate Economic Growth in Sub-Sahara Africa?
• Are Labor-Saving Technologies Lowering Employment in the Banking Industry?
• How Does Competition Affect Efficiency and Soundness in Banking?
• Can Central Banking Survive the IT Revolution?
• Are More Competitive Banking Systems More Stable?
• Does Banking Consolidation Lead to Efficiency Gains?
• Are Recoveries From Banking and Financial Crises Really So Different?
• What Determines the Banking Sector Performance in Globalized Financial Markets?
• Can the Chinese Banking System Continue to Grow Without Sacrificing Loan Quality?
• Are Systemic Banking Crises in Developed and Developing Countries Predictable?
• What Drives Banking Sector Fragility in the Eurozone?
• Can Islamic Banking Increase Financial Inclusion?
• Does Banking Sector Development Affect Economic Growth and Inflation?
• What Are the Customer Perceptions Towards Banking Industry Marketing?

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StudyCorgi . "196 Banking Essay Topics." September 9, 2021. https://studycorgi.com/ideas/banking-essay-topics/.

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Green finance in banking industry: a systematic literature review

• Published: 22 July 2024
• Volume 4 , article number  91 , ( 2024 )

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• Jaweria Yameen 1 ,
• Ploypailin Kijkasiwat   ORCID: orcid.org/0000-0001-5088-8990 2 ,
• Anwar Hussain 1 ,
• Muhammad Azhar Farooq 1 &
• Tahira Ajmal 3  

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This study reviews the literature on green finance and highlights the emerging themes. This review is undertaken in the context of the growing global concern for environmental protection, action on climate change, and the pursuit of sustainable development goals. Employing a systematic review approach, this research critically examines and summarizes findings from 50 relevant studies. For this review, 50 papers published across 35 journals were selected with a particular focus on the most recent contributions that prioritize the subject of green finance. The literature review spans the period from 1980 to 2021. The aim of this study is to provide an overview of perspectives on green finance in the banking industry, and highlight key themes relating to green finance, including, but not limited to, environmental protection, climate change risk mitigation, technology and innovation, bank credit policies, and interest rates. The research question is: what do previous and current studies discuss under the topic of green finance? Through a comprehensive systemic review, this investigation reveals 22 distinct factors that significantly influence the adoption of green finance within banks. The ensuing discussion delves into the global imperatives, banking regulations, ethics, internal practices, risk and interest considerations, as well as the role of technology and innovation in enhancing awareness and understanding of green finance within the banking industry.

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• The rise in interest rates and their effect on banks
• changes in the interest rate and its impact on investment
• Barclays Bank decision
• Risk creation and management.
• The credit quality of bank loans and investments.
• Enterprise Software Co-operative Banking Group.
• The rise of Islamic bankers during the economic crisis.
• Collapse of state bank and real estate bank.
• What are some of the forces driving the transformation of US retail banking centers?
• What is the role of micro-loans in the modern financial industry?
• What is the role of retail banks in the UK in providing financial services in rural areas?
• What is the difference between the banking systems of capitalist countries like the United States in a controlled economy like China ?
• How have online currencies like bitcoin changed the concept of fiat currencies? Does our currency still live for decades?
• Why are some micro-loans businesses and a higher percentage of payments than traditional banks?
• What are some of the most effective methods available for banks in their anti-money laundering?

Check out our related posts for banking and finance , corporate finance , retail management , international finance , and Islamic finance .

INTERNET BANKING DISSERTATION TOPICS

There are some banking dissertation topics that are presented as an example; you can take help from these topics to make your internet banking dissertation topics.

• Strategies to attract new customers via internet banking.
• Fraud fears in internet banking services
• Internet banking dual-factor authentication and security
• Hidden cons of internet banking services
• Let alone electronic money transfers between banks.
• Impact of internet banking on an increase in account openings
• Technology and internet banking
• Internet banking as a facility
• The risk involved in internet banking.

ISLAMIC BANKING DISSERTATION TOPICS

There are some banking dissertation topics that are presented related to Islamic banking services as an example; you can take help from these topics to make your Islamic banking dissertation topics.

• Is Islamic banking really Islamic?
• A rise in Islamic banking sectors
• How can Islamic banking grow if interest is not involved?
• Setting up an Islamic bank?
• Integrating Islamic concepts into the modern banking system
• trading through Islamic banking
• Istisna in Islamic banking
• Shariah compliance in Islamic banking

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Ai in the financial sector: the line between innovation, regulation and ethical responsibility.

1. Introduction

• AI assistants and chatbots use natural language processing to deliver immediate customer support and provide customized financial advice.
• AI technologies help banks and credit lenders make wiser underwriting decisions by using a range of factors to analyze historically underserved borrowers.
• AI-powered computers evaluate large, complex datasets faster and more effectively than humans, automating trades through algorithmic processes.
• Financial specialists use AI to spot trends, identify risks, save labor, and ensure better information for future planning. AI and ML are increasingly used to construct more precise, nimble models.
• AI enhances the security of online banking by improving efforts to detect and prevent fraud.
• What are the applications of AI in the banking and finance industries?
• What are the benefits and challenges of AI adoption in these industries?
• What are the current AI regulations and governance?
• What are the types of theories relevant for further research?

2. Overview of AI in Banking/Fintech

2.1. ai definition, 2.2. ai in finance, 2.3. ai challenges and ethical issues, 2.3.1. data privacy and security, 2.3.2. bias and fairness, 2.3.3. accountability and transparency, 2.3.4. skill gap, 2.4. integration of ai and fintech, 3. methodology, 4. applications of ai in banking and finance, 4.1. preventing financial crimes, 4.2. credit risk assessment, 4.3. customer service, 4.4. investment management, 5. benefits of ai in banking and finance, 5.1. enhanced efficiency and cost reduction, 5.2. improved decision making.

• AI systems with low potential for harm are allowed to operate alone with little assistance from humans. Still, the AI system needs to be utilized responsibly and be subject to disclosure as well as transparency obligations.
• AI systems must have a suitable degree of human control (full control or supervisory control), depending on the type of system and the industry in which it is employed, to guarantee that judgments enhanced by AI are supervised.
• AI systems that pose a high risk of harm should be closely inspected and closely supervised by humans to prevent them from making decisions on their own that could have unanticipated or harmful consequences.

5.3. Enhanced Customer Experience

6. challenges, 6.1. data privacy and security, 6.2. bias and fairness, 6.3. accountability and transparency, 6.4. skills gap, 7. regulatory landscape, 7.1. existing ai regulations and guidelines, 7.2. cases of ai governance framework, 8. summary of findings, 9. relevant theories, 9.3. lewin’s three-step change theory, 9.4. critical success factors.

• The industry includes factors like product attributes, the technology employed, demand characteristics, etc. These have the potential to impact all competitors in a given industry, but their impact will differ based on the traits and vulnerability of certain industry sectors.
• The competitive positioning and industry history of the business under consideration is based on its competitive strategy.
• Environmental factors are the macroeconomic variables, such as government legislation, economic conditions, and demographics. This has an impact on all competitors in an industry, but they have little or no control over it.
• Temporal factors are aspects of a company that interfere with the execution of a planned strategy for a limited amount of time, such as a lack of managerial experience or skilled personnel.
• Every functional managerial role within a company has a general set of associated important success factors. These are known as managerial positions.

10. Discussion of Limitations and Recommendations

• Developing AI talent and workforce upskilling. Make sure a nation’s workforce is equipped with the digital skills necessary to communicate with AI systems and can adjust to new work practices by collaborating closely with both the private and public sectors.
• Encouraging investment in AI start-ups and supporting the ecosystem for AI innovation. Collaborate closely with both the private and public sectors to establish an environment that is conducive to the development of AI. Allowing businesses to access and utilize digital technologies, infrastructure, and data.
• Investment in the research and advancement of AI. To make sure that the safety and resilience of AI systems or tools progress with new use cases. Stay up to date on the most recent advancements in AI and support research on AI ethics, governance, and cybersecurity.
• Encouraging companies to follow the ASEAN Guide on AI Governance and Ethics by adopting useful tools. Install technologies to make it possible for operations by applying AI governance to guarantee more effective documentation and validation procedures.
• Increase public knowledge of the implications of AI. Educate the public on the possible advantages and risks of artificial intelligence (AI) so that they can utilize it wisely. Also, so they can take the necessary precautions to keep themselves safe from harmful AI applications.
• Establishing an ASEAN Working Group on AI Governance to direct and supervise regional efforts related to AI governance.
• Representatives from each of the ASEAN member states may form the Working Group, which can collaborate to implement the recommendations outlined in this Guide. It will also offer guidance to ASEAN nations that want to adopt specific sections of the Guide, and when necessary, it will consult with other industry partners to obtain their opinions.
• AI risks should include anthropomorphism and mistakes. Replies that are untrue and misleading. Impersonation, deepfakes, fraud, and malevolent actions. Intellectual property rights are being violated. Confidentiality, privacy, and the spread of bias propagation.
• AI governance should include the adaptation of current frameworks and tools. Guidance on creating a framework for shared accountability. Guidance on enhancing the ability to control generative AI risks. Guidance on how to tell the difference between information produced by AI and that produced by humans.
• Assembling a list of use cases showing how ASEAN-based organizations have applied the Guide in real-world situations. A collection of use cases demonstrating these organizations’ dedication to AI governance and aiding in their self-promotion as ethical AI practitioners.

11. Conclusions

Author contributions, institutional review board statement, informed consent statement, data availability statement, conflicts of interest.

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Share and Cite

Ridzuan, N.N.; Masri, M.; Anshari, M.; Fitriyani, N.L.; Syafrudin, M. AI in the Financial Sector: The Line between Innovation, Regulation and Ethical Responsibility. Information 2024 , 15 , 432. https://doi.org/10.3390/info15080432

Ridzuan NN, Masri M, Anshari M, Fitriyani NL, Syafrudin M. AI in the Financial Sector: The Line between Innovation, Regulation and Ethical Responsibility. Information . 2024; 15(8):432. https://doi.org/10.3390/info15080432

Ridzuan, Nurhadhinah Nadiah, Masairol Masri, Muhammad Anshari, Norma Latif Fitriyani, and Muhammad Syafrudin. 2024. "AI in the Financial Sector: The Line between Innovation, Regulation and Ethical Responsibility" Information 15, no. 8: 432. https://doi.org/10.3390/info15080432

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What are Banking Fundamentals?

• Banking Fundamentals – How the Banking Industry Works
• Banking Fundamentals – Types of Bank Accounts
• Banking Fundamentals – Types of Banks

Additional Resources

Banking fundamentals.

The concepts and principles relating to the practice of banking

Banking fundamentals refer to the concepts and principles relating to the practice of banking. Banking is an industry that deals with credit facilities, storage for cash, investments, and other financial transactions. The banking industry is one of the key drivers of most economies because it channels funds to borrowers with productive investments.

Banks perform a myriad of functions, including deposits and withdrawals, currency exchange, forex trading, and wealth management. Also, they act as a link between depositors and borrowers, and they use the funds deposited by their customers to provide credit facilities to people who want to borrow.

Banks make money by charging an interest rate on loans, where they profit by charging a higher interest rate than the interest rate they pay on customer deposits. However, they must comply with the regulations set by the central bank or national government.

• A bank is an institution that accepts customer deposits and offers loans to individuals and corporate clients.
• Banks make money by charging higher interest on loans than the interest they pay on customer deposits.
• In the United States, banks are required to retain 10% of the customer deposits as reserves while using the other 90% to provide loans.

Banking Fundamentals – How the Banking Industry Works

In the United States, banks are regulated by the Federal Reserve . Banks must retain at least 10% of each deposit on hand but can lend out the other 90% as loans. The reserve requirement applies to all types of banks that are licensed to operate in the United States, and they can hold the reserve as a deposit in the local Fed bank or as cash in the vault.

The actual reserve requirement is determined by the Federal Reserve Board of Governors. When the Fed reduces the reserve requirement for member banks, it is implementing an expansionary monetary policy, which increases the amount of money in the economy. On the other hand, when it increases the reserve requirement, it is implementing a contractionary monetary policy that reduces liquidity.

All the Fed’s member banks must be insured with the Federal Deposit Insurance Corporation (FDIC) . The FDIC was created in 1933 after the Great Depression through the enactment of the Glass-Steagall Act. It came after multiple bank failures that resulted in banking panics, with depositors demanding all their deposits held at the bank.

The FDIC was formed to prevent such occurrences by insuring all deposits that customers keep at the bank. It insures savings accounts, checking accounts, and other deposit accounts. During the 2008 Global Financial Crisis , the FDIC raised the deposit limit to $250,000 per account to protect depositors from the crisis.

For a deeper understanding of the banking industry and its workings, see CFI’s Introduction to Banking course!

Banking Fundamentals – Types of Bank Accounts

The common types of bank accounts include:

1. Savings account

A savings account is a bank account in which a customer can deposit money that they do not need right away, but that is available for withdrawal whenever needed. The bank loans out the money to borrowers and charges interest on the amount of credit disbursed.

2. Checking account

A checking account allows customers to access their deposited funds with ease, and they can use it to make their financial transactions, such as paying bills. A customer can access the funds by writing a check, using a debit card to withdraw money or make payments, or by setting up automatic transfers to another account.

3. Certificate of deposit

A certificate of deposit is a bank account that holds a fixed amount of money for a defined period of time, such as six months, one year, two years, etc. It pays a fixed interest rate on the amount held.

Banking Fundamentals – Types of Banks

Below are the most common types of banks in the United States:

1. Commercial banks

Commercial banks are the most common type of bank. They provide various services such as providing business loans, accepting deposits, and offering basic investment products to both individuals and private businesses.

Commercial banks also offer other financial services such as global trade services, merchant services, insurance products, retirement products, and treasury services. They make money by providing business loans to individual and corporate borrowers and earning interest income from them, and also by charging service fees.

2. Credit unions

A credit union is a type of bank that is open to a specific category of people who are eligible for membership. It is member-owned and is operated by the members on the basis of people helping people. Traditionally, credit unions served either residents of a local community, members of a church, employees of a specific company or school, etc.

The ownership structure of credit unions allows them to offer more personalized and lower-cost banking services to their members. Due to their small operating size, credit unions may pay higher interest rates than banks, and customers can build a better relationship with the banking staff. On the downside, the credit unions’ operations are limited, and the customer’s deposits are less accessible.

3. Investment banks

Investment banks are banks that provide corporate clients access to the capital markets to raise funds for expansion. They help companies raise funds in the stock market and bond market to finance their expansion, acquisitions, or other financial plans. They also facilitate mergers and acquisitions by identifying viable companies for acquisition that meet the buyer’s criteria.

Investment banks make money by offering advisory services to corporate clients, trading in the financial markets, and representing clients in mergers and acquisitions. Some examples of large investment banks in the U.S. include Merrill Lynch, Goldman Sachs , J.P. Morgan, and Bank of America.

Thank you for reading CFI’s guide to Banking Fundamentals. To keep learning and advancing your career, the following CFI resources will be helpful:

• CFI’s Finance Fundamentals Challenge
• Banking Certifications
• Checking Account
• Bank Rating
• Glass-Steagall Act
• See all commercial lending resources
• Share this article

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Malawi Economic Monitor: Reforming with Urgency – Malawi’s Path to Economic Stability Investing in Adaptive Safety Nets

• 19th Edition

LILONGWE, July 25, 2024 – A drought and an incomplete reform agenda undermine prospects for a rapid economic recovery in Malawi. Economic growth in Malawi fell short of expectations in 2023 and is projected to remain subdued in 2024. While implementation of planned macroeconomic and structural reforms is expected to boost GDP growth over the medium term, an El Niño-induced drought has worsened the near-term growth outlook. The drought has compounded longstanding macroeconomic imbalances, with large fiscal deficits, balance-of-payments challenges, unsustainable debt, and price instability weighing on economic activity since 2020. As a result, the growth projection for 2024 has been revised downward to 2%. This is according to the recently launched Malawi Economic Monitor, 19 th Edition titled “Reforming with Urgency – Malawi’s Path to Economic Stability ” with a special topic, Investing in Adaptive Safety Nets.

A weak harvest has intensified food insecurity. The production of staple foods has fallen behind national needs, preventing a large share of households from accessing sufficient nutrition. Many households are expected to enter the 2024/25 lean season with limited food stocks, depleted finances, and precarious health conditions. Given the grain deficit in the country, limited food stocks in the region, and little recent progress in expanding irrigated maize production, increased grain imports are urgently needed.

A sustained recovery requires urgently implementing planned reforms. Addressing Malawi’s difficult economic situation requires a combination of immediate emergency-response efforts and the implementation of structural reforms. The coming months will be critical to ensure that planned macroeconomic reforms are implemented and that the external and fiscal adjustment process remains on track. At the end of 2023, the government reached an agreement with the IMF on a four-year program under the Extended Credit Facility (ECF). This achievement has bolstered confidence in the reform process, but success is far from assured. Rebalancing the economy and enabling faster, more inclusive growth, while strengthening resilience against shocks will require accelerating reform efforts.

The 19th edition of the Malawi Economic Monitor outlines urgent policy measures required to stabilize the economy, protect vulnerable households, and enhance long-term growth. The focus should be on:

         i)  Restoring macroeconomic stability: Planned macro-fiscal reforms must be implemented and sustained to achieve fiscal consolidation, ensure the success of external debt restructuring, and contain the growth of domestic borrowing.

       ii)  Bolstering food security, building resilience, and protecting the poor: Given the food deficit in the upcoming lean season, it will be essential to import maize to alleviate food insecurity while also advancing policy measures to build resilience. The existing social protection infrastructure must be effectively leveraged to provide targeted and adaptable support to poor and vulnerable households.

     iii)  Strengthening productive capacity and diversifying exports: With climate-induced natural disasters and extreme weather events likely to intensify, promoting sustainable farming practices and investing in irrigation systems will be essential to build resilience and ensure adequate food security.

The report’s Special Topic highlights improvements in the performance of Malawi’s social protection system, including cutting-edge innovations in climate adaptation and household-level support. Malawi is exceptionally vulnerable to climate change and other shocks. A lack of savings and other coping mechanisms increases the burden such that for every three Malawians who escaped poverty between 2010 and 2019, four others fell into poverty due to weather-related shocks. As climate risks continue to intensify, Malawi will increasingly face multiple successive and overlapping shocks. The social protection system is therefore the country’s main policy framework for building long-term resilience to climate and weather-related shocks at the household level.

Greater investment in social protection, building on the strong foundations laid over the last two decades, will enable Malawi to respond swiftly and effectively to a more volatile environment. In recent years, investments in improving the social protection system have highlighted its capacity to protect a larger share of households more effectively against a broader range of shocks. Despite these achievements, institutional fragmentation remains a challenge, as the social protection sector remains divided among several different line ministries tasked with various aspects of program implementation, which complicates coordination. The policy framework is also incomplete. Further reforms to the sector should emphasize sustainable financing and prioritize the progressive expansion of coverage and benefit levels.

Press release:  Malawi Economic Monitor Calls for Urgent and Sustained Reforms for Faster and More Inclusive Growth

Malawi Economic Monitor

The World Bank in Malawi

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How to Integrate Cloud, Data, and AI Technologies — and Make Your Company More Adaptable

• Paul R. Daugherty,
• H. James Wilson,
• Karthik Narain,
• Prashant Shukla

Companies that invested in this “digital core” saw more growth and higher returns.

Building a strong, flexible “digital core” that integrates cloud, data, and AI technologies to serve as an interconnected foundation for your company is the key to future growth. It is your means of supporting the current business drive toward efficiency and effectiveness, while remaining flexible enough to respond to the new needs of the organization and quickly adopt and scale the latest technology innovations. According to new research from Accenture on more than 1,500 large, global companies across industries, those that built a reinvention-ready digital core achieved what the researchers call the “60:40 effect.” Compared to a sample baseline, these leaders experienced a 60% acceleration in their revenue growth rate (from 7.1% to 11.1% on average) while increasing profitability by 40% (from 14.2 to 19.4 percentage points on average). The researchers found that the digital core has vastly expanded in importance, driven by the pandemic and explosion of gen AI. No matter your industry, the strategic shift toward continuous reinvention is fueling an urgent need for a digital core that amplifies machines, humans, and the interaction of the two in significant new ways.

We’ve entered an era of radical disruption, where waves of new technologies make continuous reinvention the default business strategy. Generative AI is only the latest innovation of many more to come that organizations will need to accommodate at pace and scale, or risk falling behind their competitors. That means companies must create a “digital core” that integrates cloud, data, and AI technologies to build an interconnected foundation for the enterprise that balances growth and reinvention, instead of focusing merely on cost.

• Paul R. Daugherty is Accenture’s chief technology and innovation officer. He is coauthor, with H. James Wilson, of Human + Machine: Reimagining Work in the Age of AI   (HBR Press, New and Expanded Edition, 2024). pauldaugh
• H. James Wilson is the global managing director of technology research and thought leadership at Accenture Research. He is coauthor, with Paul R. Daugherty, of  Human + Machine: Reimagining Work in the Age of AI   (HBR Press, New and Expanded Edition, 2024). hjameswilson
• Karthik Narain is group chief executive of Technology at Accenture. He oversees cloud, data & AI, enterprise & industry technologies, security and ecosystem partnerships. KarthikSNarain
• Prashant Shukla is principal director at Accenture Research. PrashShukla

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